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	<title>charry, Author at Brant Phillips</title>
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	<title>charry, Author at Brant Phillips</title>
	<link>https://brantphillips.com/author/charry/</link>
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	<item>
		<title>Huge Announcement: Private Lender Playbook ~ *2nd* Edition &gt;&gt;Here</title>
		<link>https://brantphillips.com/huge-announcement-private-lender-playbook-2nd-edition-here/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Mon, 30 Mar 2026 21:03:03 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510894</guid>

					<description><![CDATA[<p>The post <a href="https://brantphillips.com/huge-announcement-private-lender-playbook-2nd-edition-here/">Huge Announcement: Private Lender Playbook ~ *2nd* Edition &gt;&gt;Here&lt;&lt;</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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			<p>There comes a point in your investing journey where you realize something important:</p>
<p>It’s not about chasing the next deal.<br />
It’s about building <strong>predictable, protected, and scalable income</strong>.</p>
<p>That’s exactly why this announcement matters.</p>
<p>&nbsp;</p>
<h2><a href="https://privatelenderplaybook.com/book-launch/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=https://privatelenderplaybook.com/book-launch/&amp;source=gmail&amp;ust=1774989407740000&amp;usg=AOvVaw1RCncDwZHA7a_VxAeMNAYs">The Private Lender Playbook – 2nd Edition</a></h2>
<p>&nbsp;</p>
<p>The <strong>Private Lender Playbook – 2nd Edition</strong> is officially here and this is more than just a book release.</p>
<p>This is a <strong>real-world blueprint</strong> for how private lending is actually done in today’s market.</p>
<p>Not theory.</p>
<p>Not outdated strategies.</p>
<p>Not guesswork.</p>
<p>This is built from <strong>1,000+ real loans and </strong><strong>10,000+ mortgages paid </strong><strong>and zero losses </strong>backed by experience, discipline, and proven systems.</p>
<p>&nbsp;</p>
<h2>Why This Matters Right Now</h2>
<p>The market has changed.</p>
<p>Traditional strategies are getting tighter. Margins are shrinking. Risk is higher.</p>
<p>But one thing remains consistent:</p>
<p><strong>Private lending <i>when done right </i>creates predictable, asset-backed returns.</strong></p>
<p>This book is designed to show you:</p>
<ul>
<li>How to structure deals the right way</li>
<li>How to protect your capital first</li>
<li>How to generate consistent income without being the operator</li>
<li>How to build a lending portfolio that actually scales</li>
</ul>
<p>Whether you&#8217;re a current lender, or someone looking to transition into more passive income this is your next step.</p>
<p>&nbsp;</p>
<h2>This Isn’t Just a Book It’s a System</h2>
<p>The 2nd Edition goes deeper.</p>
<p>It’s not just about understanding private lending, but giving you the steps to <strong>execute with confidence</strong>.</p>
<p>Inside, you’ll learn:</p>
<ul>
<li>The exact framework behind successful lending deals</li>
<li>What separates safe deals from risky ones</li>
</ul>
<ul>
<li style="list-style-type: none;">
<ul>
<li>How to analyze deals and borrowers</li>
</ul>
</li>
</ul>
<ul>
<li>How to create long-term, repeatable results</li>
</ul>
<p>This is the same approach used to build a track record of <strong>consistency over time not luck</strong>.</p>
<h2 class="_aupe copyable-text x15bjb6t x1n2onr6"><strong><span class="_aupe copyable-text xkrh14z">This is your opportunity to:</span></strong></h2>
<ul>
<li class="_aupe copyable-text x15bjb6t x1n2onr6"><span class="_aupe copyable-text xkrh14z">Get ahead of the curve</span></li>
<li class="_aupe copyable-text x15bjb6t x1n2onr6"><span class="_aupe copyable-text xkrh14z">Learn directly from real experience</span></li>
<li class="_aupe copyable-text x15bjb6t x1n2onr6"><span class="_aupe copyable-text xkrh14z">Position yourself for long-term wealth through lending</span></li>
</ul>
<p>&nbsp;</p>
<h2><a href="https://privatelenderplaybook.com/book-launch/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=https://privatelenderplaybook.com/book-launch/&amp;source=gmail&amp;ust=1774989407740000&amp;usg=AOvVaw1RCncDwZHA7a_VxAeMNAYs">Register Now</a></h2>
<p>If you’re serious about building <strong>predictable income backed by real estate</strong>, this is where you need to be.</p>
<p>Secure your spot and get access to the early release:</p>
<p>&nbsp;</p>
<p><span class="x1rg5ohu x16dsc37 x19la9d6 x1fc57z9 x6ikm8r x10wlt62 x19co3pv x11tp94h xw4jnvo x1qx5ct2 xfibh0p xiy17q3 x1xsqp64 x1lkfr7t xexx8yu xyri2b x18d9i69 x1c1uobl"><span class="xrtxmta x1bhl96m">👉</span></span><a href="https://privatelenderplaybook.com/book-launch/"><span class="_aupe copyable-text xkrh14z">https://privatelenderplaybook.com/book-launch/</span></a></p>
<div><strong> </strong></div>
<div><strong>REGISTER NOW. See you there.</strong></div>

		</div>
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</div></div></div></div>
</div><p>The post <a href="https://brantphillips.com/huge-announcement-private-lender-playbook-2nd-edition-here/">Huge Announcement: Private Lender Playbook ~ *2nd* Edition &gt;&gt;Here&lt;&lt;</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>The New Reality of House Flipping</title>
		<link>https://brantphillips.com/the-new-reality-of-house-flipping/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Fri, 13 Mar 2026 20:16:59 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510866</guid>

					<description><![CDATA[<p>The post <a href="https://brantphillips.com/the-new-reality-of-house-flipping/">The New Reality of House Flipping</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
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			<h2 data-pm-slice="0 0 &#091;&#093;"><strong>Is house flipping still viable in today’s market?</strong></h2>
<p>The answer is YES, but the rules have changed.</p>
<p>Success in real estate or any business is not just about making money. It’s about creating a life that aligns with your values, goals, and long-term vision.</p>
<p>That requires:</p>
<p>• The right <strong>mindset</strong></p>
<p>• The right <strong>skill sets</strong></p>
<p>• The right <strong>environment and community</strong></p>
<p>When those three elements work together, growth accelerates.</p>
<h2>Market Cycles and Opportunity</h2>
<p>Real estate markets are cyclical. There are seasons where deals are everywhere, and there are seasons where opportunities require more discipline and skill.</p>
<p>Right now, the market is in a <strong>transition phase.</strong></p>
<p>Many investors who were active in previous years have stepped out because deals are harder to find and mistakes are more expensive.</p>
<p>But historically, <strong>the investors who stay in the game during difficult markets are the ones who benefit the most when conditions improve.</strong></p>
<h2>The End of the “HGTV Era”</h2>
<p>A decade ago, flipping houses looked very different.</p>
<p>During what many refer to as the <strong>HGTV era</strong>, the market had:</p>
<p>• Cheap and widely available money</p>
<p>• Rapidly rising home prices</p>
<p>• Large numbers of foreclosure opportunities</p>
<p>• Quick resale timelines</p>
<p>Because of those conditions, mistakes were often forgiven. Rising prices and quick sales covered many operational inefficiencies.</p>
<p>Today, the environment is very different.</p>
<h2>The New Reality of House Flipping</h2>
<p>Several major shifts have changed the landscape for investors:</p>
<p><strong>1. Fewer opportunities</strong></p>
<p>Many homeowners are holding onto properties because they have extremely low interest rates.</p>
<p><strong>2. Higher financing costs</strong></p>
<p>Capital is no longer as cheap or easy to access.</p>
<p><strong>3. Rising construction costs</strong></p>
<p>Renovations are significantly more expensive than they were a few years ago.</p>
<p><strong>4. Longer holding times</strong></p>
<p>Properties are taking longer to sell in many markets.</p>
<p><strong>5. Thinner margins</strong></p>
<p>Profit margins are tighter, meaning mistakes can quickly turn a deal into a loss.</p>
<p>These changes mean flipping is no longer a casual side project. <strong>It must be approached like a real business.</strong></p>
<h2>Multiple Exit Strategies Are Critical</h2>
<p>Another major theme was the importance of <strong>having multiple exit strategies on every deal.</strong></p>
<p>In today’s market, a property may not sell as quickly as planned. Having backup strategies protects investors from market shifts.</p>
<p>Possible exit strategies include:</p>
<p>• Traditional resale (flip)</p>
<p>• Rental property</p>
<p>• Wholesale exit</p>
<p>• Short-term rental</p>
<p>• Shared housing models like PadSplit</p>
<p>The more options available, the more control investors maintain over the outcome of the deal.</p>
<h2>The Four Quadrants of Profitability</h2>
<p>Another key concept discussed was the<strong> four quadrants that can INCREASE or DECREASE the profitability of your deals:</strong></p>
<p><strong>1. Sourcing – How the deal is acquired</strong></p>
<p>Direct-to-seller leads often provide higher margins than purchasing from wholesalers.</p>
<p><strong>2. Funding – How the deal is financed</strong></p>
<p>Private capital can be more profitable than traditional hard money.</p>
<p><strong>3. Managing Rehab – How renovations are handled</strong></p>
<p>Using an in-house team can reduce costs compared to hiring outside contractors.</p>
<p><strong>4. Selling – How the property is marketed and sold</strong></p>
<p>Holding a real estate license or managing the sale internally can preserve additional profit.</p>
<p>When investors outsource all four areas, their margins often disappear.</p>
<h2>The New Rules for Success:</h2>
<ul>
<li>Buy better</li>
<li>Finance smarter</li>
<li>Manage risk wiser</li>
<li>Have multiple exits</li>
<li>Operate like a Pro</li>
</ul>
<p>House flipping is no longer the easy, fast-profit model that many people saw on television years ago.</p>
<p>Success today requires <strong>discipline, strategy, and consistency</strong> — but those who stay in the game position themselves far ahead of those who sit on the sidelines.</p>
<p><a href="https://youtu.be/4T9eFpL95gM"><strong>WATCH FULL LESSON HERE</strong></a></p>
<p>&nbsp;</p>
<p>Talk Soon,</p>
<p>Brant Phillips</p>
<p>&nbsp;</p>

		</div>
	</div>
</div></div></div></div>
</div><p>The post <a href="https://brantphillips.com/the-new-reality-of-house-flipping/">The New Reality of House Flipping</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>The Million Dollar Sprint: How to Go From Zero to Seven Figures</title>
		<link>https://brantphillips.com/the-million-dollar-sprint-how-to-go-from-zero-to-seven-figures/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 10 Mar 2026 20:43:45 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510861</guid>

					<description><![CDATA[<p>The post <a href="https://brantphillips.com/the-million-dollar-sprint-how-to-go-from-zero-to-seven-figures/">The Million Dollar Sprint: How to Go From Zero to Seven Figures</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
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			<p class="isSelectedEnd">What would happen if an experienced real estate investor suddenly lost everything?</p>
<p class="isSelectedEnd">No money.<br />
No network.<br />
No credit.<br />
No reputation in the market.</p>
<p class="isSelectedEnd">Now imagine that investor is dropped into a <strong>completely new city</strong> with one challenge:</p>
<p class="isSelectedEnd"><strong>Build $1 million in wealth within 24 months.</strong></p>
<p class="isSelectedEnd">This hypothetical scenario sparked a powerful discussion among real estate professionals about the exact strategies they would use to rebuild from nothing. The conversation revealed a clear blueprint for investors who want to grow wealth starting from zero.</p>
<h2>The Core Strategy: Focus on Building Equity</h2>
<p class="isSelectedEnd">One of the biggest takeaways from the panel was that the goal is <strong>not immediate cash flow</strong>.</p>
<p class="isSelectedEnd">Instead, the focus should be on <strong>building equity and long-term wealth</strong>.</p>
<p>While cash flow is important, chasing small profits too early can slow down long-term growth. Experienced investors often prioritize deals that create equity, because equity becomes leverage for future opportunities.</p>
<p>&nbsp;</p>
<h4>Read the Transcription Here</h4>
<p>Below is a portion of the discussion highlighting the mindset behind rebuilding wealth through real estate:</p>
<p><span style="font-weight: 400;">0:00 Hey, what&#8217;s up my friends?</span></p>
<p><span style="font-weight: 400;">0:02 So in this video, you&#8217;re gonna see some clips</span></p>
<p><span style="font-weight: 400;">0:04 from a recent real estate panel</span></p>
<p><span style="font-weight: 400;">0:07 that I was invited to speak on.</span></p>
<p><span style="font-weight: 400;">0:09 And the topic was pretty cool.</span></p>
<p><span style="font-weight: 400;">0:10 It&#8217;s kind of like Grant Cardone, Undercover Millionaire.</span></p>
<p><span style="font-weight: 400;">0:15 I never watched the show.</span></p>
<p><span style="font-weight: 400;">0:16 I heard about it.</span></p>
<p><span style="font-weight: 400;">0:17 Maybe I watched the episode or two,</span></p>
<p><span style="font-weight: 400;">0:18 but it&#8217;s the same premise.</span></p>
<p><span style="font-weight: 400;">0:20 Like, how would you react and how would you respond</span></p>
<p><span style="font-weight: 400;">0:25 if you were taken from wherever you&#8217;re at,</span></p>
<p><span style="font-weight: 400;">0:27 uprooted from your business, from everything,</span></p>
<p><span style="font-weight: 400;">0:29 dropped into a remote area market and you had nothing,</span></p>
<p><span style="font-weight: 400;">0:35 no money, no contacts, no network, nothing.</span></p>
<p><span style="font-weight: 400;">0:38 Like, you gotta start over from ground zero</span></p>
<p><span style="font-weight: 400;">0:40 and essentially how long would it take you</span></p>
<p><span style="font-weight: 400;">0:43 to acquire either $2 million cash,</span></p>
<p><span style="font-weight: 400;">0:47 equity, what have you, combined, whatever.</span></p>
<p><span style="font-weight: 400;">0:50 What would you do?</span></p>
<p><span style="font-weight: 400;">0:51 What are those strategies?</span></p>
<p><span style="font-weight: 400;">0:53 What are some of the thought processes?</span></p>
<p><span style="font-weight: 400;">0:55 What would you focus on?</span></p>
<p><span style="font-weight: 400;">0:56 What would you not focus on</span></p>
<p><span style="font-weight: 400;">0:57 in order to hit that milestone as quickly as possible?</span></p>
<p><span style="font-weight: 400;">1:03 So that was the context of the panel.</span></p>
<p><span style="font-weight: 400;">1:06 It was pretty, pretty cool.</span></p>
<p><span style="font-weight: 400;">1:07 Like, I enjoyed it.</span></p>
<p><span style="font-weight: 400;">1:08 So we&#8217;ve cut out some of my thoughts and my takes</span></p>
<p><span style="font-weight: 400;">1:13 and my perspectives on this challenge, if you will.</span></p>
<p><span style="font-weight: 400;">1:20 And for any of you guys watching this,</span></p>
<p><span style="font-weight: 400;">1:23 any of my content in, you know, you&#8217;re watching YouTube,</span></p>
<p><span style="font-weight: 400;">1:28 you&#8217;re watching blogs, things like that,</span></p>
<p><span style="font-weight: 400;">1:29 videos, social media videos, I would encourage you this.</span></p>
<p><span style="font-weight: 400;">1:33 Like, this was a, like, in my opinion,</span></p>
<p><span style="font-weight: 400;">1:36 like a really valuable panel and exercise.</span></p>
<p><span style="font-weight: 400;">1:40 Like, I spent a lot of time on, not a lot of time,</span></p>
<p><span style="font-weight: 400;">1:43 but I spent a fair amount of time, like, thinking about it</span></p>
<p><span style="font-weight: 400;">1:45 and had some really big insights.</span></p>
<p><span style="font-weight: 400;">1:46 Like, man, if I were starting today,</span></p>
<p><span style="font-weight: 400;">1:49 like, I could drastically speed up the process</span></p>
<p><span style="font-weight: 400;">1:53 and the results that I&#8217;ve created in almost 20 years.</span></p>
<p><span style="font-weight: 400;">1:56 So my encouragement to you, if you&#8217;re watching</span></p>
<p><span style="font-weight: 400;">1:59 any of my videos, other people&#8217;s videos</span></p>
<p><span style="font-weight: 400;">2:02 that are sharing, like, real, genuine, like,</span></p>
<p><span style="font-weight: 400;">2:06 information that you can use and share</span></p>
<p><span style="font-weight: 400;">2:09 from their past experiences, like, don&#8217;t devalue,</span></p>
<p><span style="font-weight: 400;">2:12 don&#8217;t devalue that information just because it&#8217;s free.</span></p>
<p><span style="font-weight: 400;">2:16 Okay, a lot of times there&#8217;s a saying about</span></p>
<p><span style="font-weight: 400;">2:18 when there&#8217;s little investment,</span></p>
<p><span style="font-weight: 400;">2:20 there&#8217;s little appreciation.</span></p>
<p><span style="font-weight: 400;">2:22 So just because you haven&#8217;t, you know,</span></p>
<p><span style="font-weight: 400;">2:24 financially invested in information that you&#8217;re receiving</span></p>
<p><span style="font-weight: 400;">2:29 from myself and from others, like,</span></p>
<p><span style="font-weight: 400;">2:31 make sure that you&#8217;re not devaluing it</span></p>
<p><span style="font-weight: 400;">2:33 because it can be just as valuable as if you paid</span></p>
<p><span style="font-weight: 400;">2:36 10,000 or $100,000 for a coach or mentor,</span></p>
<p><span style="font-weight: 400;">2:38 which I&#8217;ve done in the past.</span></p>
<p><span style="font-weight: 400;">2:40 It&#8217;s a lot of my insights and training</span></p>
<p><span style="font-weight: 400;">2:41 is coming from previous investments.</span></p>
<p><span style="font-weight: 400;">2:44 So that being said, I hope you enjoy the video,</span></p>
<p><span style="font-weight: 400;">2:48 short video, just cut out some of my excerpts</span></p>
<p><span style="font-weight: 400;">2:51 and there&#8217;s some little audio issues,</span></p>
<p><span style="font-weight: 400;">2:54 so I apologize about that.</span></p>
<p><span style="font-weight: 400;">2:55 But I hope you enjoy it.</span></p>
<p><span style="font-weight: 400;">2:56 If you like it, thumbs up, subscribe, comments,</span></p>
<p><span style="font-weight: 400;">3:00 all that kind of stuff, we love that.</span></p>
<p><span style="font-weight: 400;">3:01 And if you don&#8217;t, let us know.</span></p>
<p><span style="font-weight: 400;">3:03 Either way, it&#8217;s fine.</span></p>
<p><span style="font-weight: 400;">3:04 I hope you guys enjoy it.</span></p>
<p><span style="font-weight: 400;">3:05 We&#8217;ll talk soon.</span></p>
<p><span style="font-weight: 400;">3:07 All right, so everybody&#8217;s heard my version of y&#8217;all&#8217;s story.</span></p>
<p><span style="font-weight: 400;">3:11 But what I would like for y&#8217;all to do</span></p>
<p><span style="font-weight: 400;">3:13 is take two minutes or less,</span></p>
<p><span style="font-weight: 400;">3:17 and let&#8217;s start with Peggy and go down the row.</span></p>
<p><span style="font-weight: 400;">3:20 Go two minutes or less and give us the short version</span></p>
<p><span style="font-weight: 400;">3:23 of your real estate journey, how you got started,</span></p>
<p><span style="font-weight: 400;">3:26 and how it&#8217;s evolved to today.</span></p>
<p><span style="font-weight: 400;">3:31 So, Brant Phillips, so I started about 18 years ago.</span></p>
<p><span style="font-weight: 400;">3:34 How I got into real estate, I kind of hated my life</span></p>
<p><span style="font-weight: 400;">3:36 and I hated my job and I was broke.</span></p>
<p><span style="font-weight: 400;">3:38 So, pain&#8217;s a really great motivator</span></p>
<p><span style="font-weight: 400;">3:40 if you allow it to motivate you.</span></p>
<p><span style="font-weight: 400;">3:42 And because I had no money, I was forced to get creative.</span></p>
<p><span style="font-weight: 400;">3:47 And so, I love when people say,</span></p>
<p><span style="font-weight: 400;">3:48 I don&#8217;t have any money, so I can&#8217;t invest.</span></p>
<p><span style="font-weight: 400;">3:50 I&#8217;m like, that&#8217;s why I got started,</span></p>
<p><span style="font-weight: 400;">3:52 because I saw some books at Barnes &amp; Noble</span></p>
<p><span style="font-weight: 400;">3:54 that said I could invest without money.</span></p>
<p><span style="font-weight: 400;">3:56 So, I learned how to put deals together.</span></p>
<p><span style="font-weight: 400;">3:59 I bought 10 deals, 10 rentals my first year,</span></p>
<p><span style="font-weight: 400;">4:02 creative stuff, using hard money loans,</span></p>
<p><span style="font-weight: 400;">4:04 using credit cards, whatever.</span></p>
<p><span style="font-weight: 400;">4:06 And then my second year, put together partnerships,</span></p>
<p><span style="font-weight: 400;">4:10 bought 10 more rentals and that was great,</span></p>
<p><span style="font-weight: 400;">4:12 but I was sharing equity.</span></p>
<p><span style="font-weight: 400;">4:14 So, my third year, I learned about private money</span></p>
<p><span style="font-weight: 400;">4:16 and since then, we&#8217;ve been raising private money</span></p>
<p><span style="font-weight: 400;">4:18 and doing deals, done over 500 transactions.</span></p>
<p><span style="font-weight: 400;">4:22 Majority are single family homes, rentals, flips,</span></p>
<p><span style="font-weight: 400;">4:25 but we do a lot of owner finance notes</span></p>
<p><span style="font-weight: 400;">4:27 and I moved into buying mobile home parks.</span></p>
<p><span style="font-weight: 400;">4:30 I love mobile home parks, I love affordable housing,</span></p>
<p><span style="font-weight: 400;">4:32 RV parks, we&#8217;ve done several land syndication deals.</span></p>
<p><span style="font-weight: 400;">4:37 And I would say what I&#8217;m most proud of</span></p>
<p><span style="font-weight: 400;">4:39 is from starting with zero,</span></p>
<p><span style="font-weight: 400;">4:41 we&#8217;ve paid out over 10,000 mortgages plus</span></p>
<p><span style="font-weight: 400;">4:44 to our private lenders over the years,</span></p>
<p><span style="font-weight: 400;">4:46 never missed a single payment or a dime</span></p>
<p><span style="font-weight: 400;">4:47 with any of my commitments to my lenders.</span></p>
<p><span style="font-weight: 400;">4:50 So, if you do things right and build your business</span></p>
<p><span style="font-weight: 400;">4:54 sustainably, capital&#8217;s the easiest part of this.</span></p>
<p><span style="font-weight: 400;">4:57 So, I&#8217;m excited about the conversation today</span></p>
<p><span style="font-weight: 400;">4:59 because it&#8217;s really doable for some of you</span></p>
<p><span style="font-weight: 400;">5:01 who are just getting started out,</span></p>
<p><span style="font-weight: 400;">5:02 if you have the right fundamentals</span></p>
<p><span style="font-weight: 400;">5:04 and do your business the right way.</span></p>
<p><span style="font-weight: 400;">5:07 So, now let&#8217;s get into the fun part.</span></p>
<p><span style="font-weight: 400;">5:11 Y&#8217;all have built up quite a net worth,</span></p>
<p><span style="font-weight: 400;">5:17 portfolio and quite a lifestyle.</span></p>
<p><span style="font-weight: 400;">5:19 Well, we&#8217;re gonna do something a little different today</span></p>
<p><span style="font-weight: 400;">5:22 and we&#8217;re gonna pretend, we&#8217;re gonna imagine</span></p>
<p><span style="font-weight: 400;">5:26 that you wake up in a brand new city</span></p>
<p><span style="font-weight: 400;">5:28 that you&#8217;ve never been to before</span></p>
<p><span style="font-weight: 400;">5:29 and you&#8217;ve lost everything.</span></p>
<p><span style="font-weight: 400;">5:32 You don&#8217;t have any money, you don&#8217;t have any credit,</span></p>
<p><span style="font-weight: 400;">5:34 you don&#8217;t have any friends,</span></p>
<p><span style="font-weight: 400;">5:35 you don&#8217;t have any connections, your network,</span></p>
<p><span style="font-weight: 400;">5:38 everything is gone.</span></p>
<p><span style="font-weight: 400;">5:40 Including, which part of it&#8217;s good news,</span></p>
<p><span style="font-weight: 400;">5:43 including the burden of your current expenses,</span></p>
<p><span style="font-weight: 400;">5:46 employees, obligations, things like that.</span></p>
<p><span style="font-weight: 400;">5:48 You literally have nothing.</span></p>
<p><span style="font-weight: 400;">5:50 You&#8217;re gonna live in a studio apartment</span></p>
<p><span style="font-weight: 400;">5:52 and you have barely enough money to survive on</span></p>
<p><span style="font-weight: 400;">5:56 for the next six months, but your goal,</span></p>
<p><span style="font-weight: 400;">5:59 because the one thing that you do have</span></p>
<p><span style="font-weight: 400;">6:02 is your experience and your knowledge.</span></p>
<p><span style="font-weight: 400;">6:03 We can&#8217;t take that away from you.</span></p>
<p><span style="font-weight: 400;">6:05 So your goal is to use your experience and knowledge</span></p>
<p><span style="font-weight: 400;">6:10 and make a million dollars over the next 24 months.</span></p>
<p><span style="font-weight: 400;">6:14 Sound like a game plan?</span></p>
<p><span style="font-weight: 400;">6:16 All right, so that being said,</span></p>
<p><span style="font-weight: 400;">6:18 what would your very first moves be?</span></p>
<p><span style="font-weight: 400;">6:21 What resources would you gather?</span></p>
<p><span style="font-weight: 400;">6:23 What types of people would you hang out,</span></p>
<p><span style="font-weight: 400;">6:24 strive to connect with and where would you hang out?</span></p>
<p><span style="font-weight: 400;">6:27 What about my kids?</span></p>
<p><span style="font-weight: 400;">6:28 I have five kids, are they a part of this thing or?</span></p>
<p><span style="font-weight: 400;">6:33 Okay, I was kind of getting excited there</span></p>
<p><span style="font-weight: 400;">6:37 because I was gonna have all this free time and money.</span></p>
<p><span style="font-weight: 400;">6:40 So it&#8217;s gonna be hard with five kids,</span></p>
<p><span style="font-weight: 400;">6:42 but we&#8217;ll make it work.</span></p>
<p><span style="font-weight: 400;">6:44 So what I would say is if the goal</span></p>
<p><span style="font-weight: 400;">6:48 is a million in 24 months,</span></p>
<p><span style="font-weight: 400;">6:51 so you break it down, it&#8217;s like 40,000 a month,</span></p>
<p><span style="font-weight: 400;">6:55 so that&#8217;s 10,000 a week, it&#8217;s 1,200, 1,300 a day.</span></p>
<p><span style="font-weight: 400;">6:59 So the first thing that you have to do</span></p>
<p><span style="font-weight: 400;">7:01 is get real, real clear on your goal.</span></p>
<p><span style="font-weight: 400;">7:04 You gotta look at the landscape,</span></p>
<p><span style="font-weight: 400;">7:05 what are your strengths, what are your weaknesses?</span></p>
<p><span style="font-weight: 400;">7:08 Eliminate anything that&#8217;s a weakness and focus,</span></p>
<p><span style="font-weight: 400;">7:11 you&#8217;re gonna have to,</span></p>
<p><span style="font-weight: 400;">7:12 this is probably one of the biggest hurdles</span></p>
<p><span style="font-weight: 400;">7:14 of most real estate investors I&#8217;ve seen</span></p>
<p><span style="font-weight: 400;">7:17 is just the ability to get super clear</span></p>
<p><span style="font-weight: 400;">7:19 on what the objective is</span></p>
<p><span style="font-weight: 400;">7:22 because they come in and they&#8217;re doing a little of this,</span></p>
<p><span style="font-weight: 400;">7:23 little of that, little of this, little of that</span></p>
<p><span style="font-weight: 400;">7:25 and they get no traction.</span></p>
<p><span style="font-weight: 400;">7:27 When I first came in, I&#8217;m like,</span></p>
<p><span style="font-weight: 400;">7:28 I&#8217;m buying 10 rentals this year.</span></p>
<p><span style="font-weight: 400;">7:29 So I told my wife, we&#8217;re broke, live in an apartment.</span></p>
<p><span style="font-weight: 400;">7:32 She said, how are we gonna do that?</span></p>
<p><span style="font-weight: 400;">7:33 And I was like, I have no clue,</span></p>
<p><span style="font-weight: 400;">7:35 but it&#8217;s what I&#8217;m gonna figure out.</span></p>
<p><span style="font-weight: 400;">7:36 So I would get real clear on your goal.</span></p>
<p><span style="font-weight: 400;">7:38 I would also say that for this task,</span></p>
<p><span style="font-weight: 400;">7:44 I would focus on the equity side more so than cash.</span></p>
<p><span style="font-weight: 400;">7:50 I would only focus on very little on generating cash</span></p>
<p><span style="font-weight: 400;">7:54 during this point in time.</span></p>
<p><span style="font-weight: 400;">7:56 I would focus on creating equity.</span></p>
<p><span style="font-weight: 400;">7:59 And the way that I would go about it</span></p>
<p><span style="font-weight: 400;">8:01 is very similar to what I did</span></p>
<p><span style="font-weight: 400;">8:04 was in the beginning, look for deals</span></p>
<p><span style="font-weight: 400;">8:07 that you can take down and keep.</span></p>
<p><span style="font-weight: 400;">8:09 In today&#8217;s market, it would probably be subject to,</span></p>
<p><span style="font-weight: 400;">8:13 I&#8217;m not a big subject to guy,</span></p>
<p><span style="font-weight: 400;">8:15 but in this example,</span></p>
<p><span style="font-weight: 400;">8:17 I would be looking for subject to deals</span></p>
<p><span style="font-weight: 400;">8:19 on the residential side of things.</span></p>
<p><span style="font-weight: 400;">8:21 I would be looking for seller financing</span></p>
<p><span style="font-weight: 400;">8:23 on the commercial side of things.</span></p>
<p><span style="font-weight: 400;">8:25 And I would spend a majority of my time</span></p>
<p><span style="font-weight: 400;">8:28 on raising capital or lending relationships.</span></p>
<p><span style="font-weight: 400;">8:33 Case in point with me was</span></p>
<p><span style="font-weight: 400;">8:34 when I was very wet behind the ears,</span></p>
<p><span style="font-weight: 400;">8:37 I was able to put together some small partnerships</span></p>
<p><span style="font-weight: 400;">8:40 and began buying rental properties.</span></p>
<p><span style="font-weight: 400;">8:41 And I knew very, very little at the time.</span></p>
<p><span style="font-weight: 400;">8:44 I knew very little at the time,</span></p>
<p><span style="font-weight: 400;">8:46 but was able to do 10 deals my first year,</span></p>
<p><span style="font-weight: 400;">8:50 10 deals my second year.</span></p>
<p><span style="font-weight: 400;">8:51 And I was working a full-time job with a wife and kids,</span></p>
<p><span style="font-weight: 400;">8:54 finding deals, managing the rehabs,</span></p>
<p><span style="font-weight: 400;">8:57 renting the properties out, all that kind of stuff.</span></p>
<p><span style="font-weight: 400;">8:59 So with this amount of time, that would be fairly easy.</span></p>
<p><span style="font-weight: 400;">9:03 And then, so I would start there,</span></p>
<p><span style="font-weight: 400;">9:05 probably get some deals under your belt</span></p>
<p><span style="font-weight: 400;">9:07 on the single family side of things,</span></p>
<p><span style="font-weight: 400;">9:10 while at the same time talking to investors and partners,</span></p>
<p><span style="font-weight: 400;">9:13 and then begin to kind of level up that game.</span></p>
<p><span style="font-weight: 400;">9:16 So I took that skillset from single family</span></p>
<p><span style="font-weight: 400;">9:20 and moved it over to commercial</span></p>
<p><span style="font-weight: 400;">9:22 where I began buying RV parks, mobile home parks,</span></p>
<p><span style="font-weight: 400;">9:26 same strategy with seller financing and or private money.</span></p>
<p><span style="font-weight: 400;">9:31 And we&#8217;ve even done several land syndication deals.</span></p>
<p><span style="font-weight: 400;">9:34 We&#8217;ve done three land syndication deals,</span></p>
<p><span style="font-weight: 400;">9:37 roughly 100 to 200 acre land syndication deals</span></p>
<p><span style="font-weight: 400;">9:43 that we bought from anywhere from one to $2 million.</span></p>
<p><span style="font-weight: 400;">9:48 Those are all valued now at 2.5, 3.5,</span></p>
<p><span style="font-weight: 400;">9:52 and both of those are in a contract,</span></p>
<p><span style="font-weight: 400;">9:53 and another one at 5.9 without putting any money</span></p>
<p><span style="font-weight: 400;">9:57 into those deals with a substantial equity piece.</span></p>
<p><span style="font-weight: 400;">10:02 So I would just start there,</span></p>
<p><span style="font-weight: 400;">10:03 get really clear on what you want,</span></p>
<p><span style="font-weight: 400;">10:05 focus on the equity side,</span></p>
<p><span style="font-weight: 400;">10:08 and yeah, there&#8217;s gonna be some opportunity.</span></p>
<p><span style="font-weight: 400;">10:09 You gotta make some money as per the challenge here.</span></p>
<p><span style="font-weight: 400;">10:14 Wholesale the deals that come to you</span></p>
<p><span style="font-weight: 400;">10:16 that don&#8217;t meet or exceed what you&#8217;re looking for</span></p>
<p><span style="font-weight: 400;">10:19 just to get some cash in,</span></p>
<p><span style="font-weight: 400;">10:21 but focus on taking and controlling real estate,</span></p>
<p><span style="font-weight: 400;">10:25 utilizing wise leverage,</span></p>
<p><span style="font-weight: 400;">10:26 because that&#8217;s how you create wealth</span></p>
<p><span style="font-weight: 400;">10:27 And that&#8217;s how, I mean, honestly,</span></p>
<p><span style="font-weight: 400;">10:29 like if you&#8217;re really focused on this,</span></p>
<p><span style="font-weight: 400;">10:32 whether you have full-time, part-time,</span></p>
<p><span style="font-weight: 400;">10:34 all this kind of stuff, it&#8217;s not that hard of a challenge.</span></p>
<p><span style="font-weight: 400;">10:39 And the last thing I will say is this,</span></p>
<p><span style="font-weight: 400;">10:41 that James said, you&#8217;re going to this with no money.</span></p>
<p><span style="font-weight: 400;">10:44 One of the things that I do with my coaching students</span></p>
<p><span style="font-weight: 400;">10:47 is one of the first things we talk about</span></p>
<p><span style="font-weight: 400;">10:51 is I don&#8217;t care how much money they have,</span></p>
<p><span style="font-weight: 400;">10:54 but I was like, I need you to be in a mind state</span></p>
<p><span style="font-weight: 400;">10:56 that you don&#8217;t have any money.</span></p>
<p><span style="font-weight: 400;">10:59 Because one of the things that I&#8217;ve seen</span></p>
<p><span style="font-weight: 400;">11:00 that has crippled people coming into real estate with money</span></p>
<p><span style="font-weight: 400;">11:04 is they wire their minds to say,</span></p>
<p><span style="font-weight: 400;">11:07 I personally need to have money to do a deal.</span></p>
<p><span style="font-weight: 400;">11:11 So I&#8217;ve worked with multiple people over there</span></p>
<p><span style="font-weight: 400;">11:13 is they&#8217;ll have 20,000, 50, 100,000,</span></p>
<p><span style="font-weight: 400;">11:15 they&#8217;ll buy a rental, they&#8217;ll buy two, and then they stop.</span></p>
<p><span style="font-weight: 400;">11:19 And I&#8217;ve seen this pattern happen over and over again.</span></p>
<p><span style="font-weight: 400;">11:22 I&#8217;m like, where have you been?</span></p>
<p><span style="font-weight: 400;">11:24 What are you doing?</span></p>
<p><span style="font-weight: 400;">11:25 Well, I don&#8217;t have any more money.</span></p>
<p><span style="font-weight: 400;">11:27 And I&#8217;m like, real estate is the single greatest investment</span></p>
<p><span style="font-weight: 400;">11:32 that I know of that you don&#8217;t have to have any money.</span></p>
<p><span style="font-weight: 400;">11:36 You have to have creativity,</span></p>
<p><span style="font-weight: 400;">11:38 you got to be willing to work hard,</span></p>
<p><span style="font-weight: 400;">11:40 ingenuity and provide value and help others.</span></p>
<p><span style="font-weight: 400;">11:42 And if you do that, and you have that mindset,</span></p>
<p><span style="font-weight: 400;">11:46 you absolutely can crush it</span></p>
<p><span style="font-weight: 400;">11:47 because if you&#8217;re putting money into deals,</span></p>
<p><span style="font-weight: 400;">11:50 every time a deal comes up, you&#8217;re like,</span></p>
<p><span style="font-weight: 400;">11:51 well, I don&#8217;t have enough money.</span></p>
<p><span style="font-weight: 400;">11:53 Because I started with no money,</span></p>
<p><span style="font-weight: 400;">11:56 it wired my mind to say,</span></p>
<p><span style="font-weight: 400;">11:58 I can do any deal theoretically that makes sense.</span></p>
<p><span style="font-weight: 400;">12:02 And so that&#8217;s always been my mindset,</span></p>
<p><span style="font-weight: 400;">12:05 that&#8217;s been my MO.</span></p>
<p><span style="font-weight: 400;">12:06 When these land deals and other commercial deals came up,</span></p>
<p><span style="font-weight: 400;">12:09 I&#8217;m like, no, if this makes sense, the money&#8217;s going to come.</span></p>
<p><span style="font-weight: 400;">12:13 So you got to just really, really put yourself in position</span></p>
<p><span style="font-weight: 400;">12:16 to where you&#8217;re talking to sellers,</span></p>
<p><span style="font-weight: 400;">12:18 talking to people with the deals,</span></p>
<p><span style="font-weight: 400;">12:20 and then seeing how that makes sense</span></p>
<p><span style="font-weight: 400;">12:22 to bring investors in that deal as long,</span></p>
<p><span style="font-weight: 400;">12:24 and you remain controlling the assets</span></p>
<p><span style="font-weight: 400;">12:27 and using leverage that way.</span></p>
<p><span style="font-weight: 400;">12:33 All right, I think you guys almost did your homework</span></p>
<p><span style="font-weight: 400;">12:36 because y&#8217;all answered a bunch of questions</span></p>
<p><span style="font-weight: 400;">12:38 that I already had lined up.</span></p>
<p><span style="font-weight: 400;">12:40 So what I want to shift gears to</span></p>
<p><span style="font-weight: 400;">12:46 is, especially in markets like today,</span></p>
<p><span style="font-weight: 400;">12:50 and especially when you&#8217;re first starting out,</span></p>
<p><span style="font-weight: 400;">12:53 you may not have a bunch of money.</span></p>
<p><span style="font-weight: 400;">12:57 You can really get into a rut</span></p>
<p><span style="font-weight: 400;">12:59 where you&#8217;re deploying your marketing,</span></p>
<p><span style="font-weight: 400;">13:02 you&#8217;re talking to wholesalers,</span></p>
<p><span style="font-weight: 400;">13:04 you&#8217;re out there working.</span></p>
<p><span style="font-weight: 400;">13:06 The quality of leads is not where you need to be,</span></p>
<p><span style="font-weight: 400;">13:10 where you want them to be.</span></p>
<p><span style="font-weight: 400;">13:13 Getting the leads that you want,</span></p>
<p><span style="font-weight: 400;">13:15 or if you are talking to,</span></p>
<p><span style="font-weight: 400;">13:17 you&#8217;re not getting the deals closed.</span></p>
<p><span style="font-weight: 400;">13:19 It&#8217;s really easy to get discouraged.</span></p>
<p><span style="font-weight: 400;">13:22 So how do you really know</span></p>
<p><span style="font-weight: 400;">13:24 that you&#8217;re actually making progress</span></p>
<p><span style="font-weight: 400;">13:26 and you&#8217;re on the right track</span></p>
<p><span style="font-weight: 400;">13:28 even before your first deal closes?</span></p>
<p><span style="font-weight: 400;">13:33 So it is easy to get discouraged</span></p>
<p><span style="font-weight: 400;">13:35 when things aren&#8217;t going the way</span></p>
<p><span style="font-weight: 400;">13:36 that you think they should be.</span></p>
<p><span style="font-weight: 400;">13:37 And sometimes it&#8217;s maybe just kind of</span></p>
<p><span style="font-weight: 400;">13:41 the way that you&#8217;re structuring</span></p>
<p><span style="font-weight: 400;">13:43 not just your business, but your thoughts.</span></p>
<p><span style="font-weight: 400;">13:45 So the way that I would try to avoid the discouragement</span></p>
<p><span style="font-weight: 400;">13:49 is like boiling it down to that,</span></p>
<p><span style="font-weight: 400;">13:50 essentially having KPIs,</span></p>
<p><span style="font-weight: 400;">13:53 where as long as you are putting out offers consistently,</span></p>
<p><span style="font-weight: 400;">13:57 let that kind of be your win.</span></p>
<p><span style="font-weight: 400;">13:59 Say, hey, I know based on data,</span></p>
<p><span style="font-weight: 400;">14:01 if I&#8217;m putting out five offers a day</span></p>
<p><span style="font-weight: 400;">14:03 or 10 offers a day or what have you,</span></p>
<p><span style="font-weight: 400;">14:05 that I may not get those offers accepted today,</span></p>
<p><span style="font-weight: 400;">14:09 but you&#8217;re building your pipeline</span></p>
<p><span style="font-weight: 400;">14:12 and all of your deals,</span></p>
<p><span style="font-weight: 400;">14:14 and they&#8217;re going to start popping</span></p>
<p><span style="font-weight: 400;">14:15 at a certain time at a certain percentage.</span></p>
<p><span style="font-weight: 400;">14:19 So I would focus on what is your output offer.</span></p>
<p><span style="font-weight: 400;">14:23 And that is a key thing is like offer.</span></p>
<p><span style="font-weight: 400;">14:26 So many people, they&#8217;re just not making offers,</span></p>
<p><span style="font-weight: 400;">14:28 whether it&#8217;s for deals or private lenders.</span></p>
<p><span style="font-weight: 400;">14:31 Every time I talk to somebody</span></p>
<p><span style="font-weight: 400;">14:33 and they&#8217;re having a problem raising capital,</span></p>
<p><span style="font-weight: 400;">14:35 how many lenders have you spoken to</span></p>
<p><span style="font-weight: 400;">14:37 in the last week or last month?</span></p>
<p><span style="font-weight: 400;">14:39 And it&#8217;s usually zero or one or two.</span></p>
<p><span style="font-weight: 400;">14:41 It&#8217;s a numbers game.</span></p>
<p><span style="font-weight: 400;">14:43 Just putting out offers and things like that.</span></p>
<p><span style="font-weight: 400;">14:45 And then to take a step back also,</span></p>
<p><span style="font-weight: 400;">14:47 to build off what they said,</span></p>
<p><span style="font-weight: 400;">14:49 focus on your niche and focus on your area.</span></p>
<p><span style="font-weight: 400;">14:54 And then you just, you attack it, right?</span></p>
<p><span style="font-weight: 400;">14:58 You attack it.</span></p>
<p><span style="font-weight: 400;">14:59 So you live, eat, breathe, sleep in your niche,</span></p>
<p><span style="font-weight: 400;">15:03 in that market with offer after offer after offer,</span></p>
<p><span style="font-weight: 400;">15:06 and let that be your goal each day.</span></p>
<p><span style="font-weight: 400;">15:08 Not, hey, I&#8217;m going to get these contracts</span></p>
<p><span style="font-weight: 400;">15:10 because that&#8217;s a little bit out of your control.</span></p>
<p><span style="font-weight: 400;">15:12 And we need to focus on what we can control.</span></p>
<p><span style="font-weight: 400;">15:14 And what you can control is making offers,</span></p>
<p><span style="font-weight: 400;">15:17 having those conversations.</span></p>
<p><span style="font-weight: 400;">15:19 And if you do that and relying on data</span></p>
<p><span style="font-weight: 400;">15:23 that has been proven to work over time,</span></p>
<p><span style="font-weight: 400;">15:26 it&#8217;s going to turn into closings and deals</span></p>
<p><span style="font-weight: 400;">15:31 and things like that.</span></p>
<p><span style="font-weight: 400;">15:32 So I would focus on what your output is.</span></p>
<p><span style="font-weight: 400;">15:35 And I got kind of two questions here.</span></p>
<p><span style="font-weight: 400;">15:38 Okay, so first thing, you talk about making offers, okay?</span></p>
<p><span style="font-weight: 400;">15:41 80 offers a day, 100 offers a day,</span></p>
<p><span style="font-weight: 400;">15:43 how many offers you got to make, okay?</span></p>
<p><span style="font-weight: 400;">15:45 But remember, you guys barely have enough money</span></p>
<p><span style="font-weight: 400;">15:48 to survive on the next six months, okay?</span></p>
<p><span style="font-weight: 400;">15:51 So how do you wrap your mind around,</span></p>
<p><span style="font-weight: 400;">15:53 well, if I make you an offer and you say yes,</span></p>
<p><span style="font-weight: 400;">15:57 or you make me an offer and I say yes,</span></p>
<p><span style="font-weight: 400;">15:59 how are you going to pay for it?</span></p>
<p><span style="font-weight: 400;">16:00 Where&#8217;s money going to come from?</span></p>
<p><span style="font-weight: 400;">16:01 So how do you get around that?</span></p>
<p><span style="font-weight: 400;">16:02 How do you approach that?</span></p>
<p><span style="font-weight: 400;">16:03 That&#8217;s part one.</span></p>
<p><span style="font-weight: 400;">16:04 And then how do you get from doing deals that pay you cash?</span></p>
<p><span style="font-weight: 400;">16:08 How do you approach the actual building wealth part?</span></p>
<p><span style="font-weight: 400;">16:11 All right, so going back to a couple of things</span></p>
<p><span style="font-weight: 400;">16:13 I&#8217;ve been mentioning.</span></p>
<p><span style="font-weight: 400;">16:14 So every single day,</span></p>
<p><span style="font-weight: 400;">16:16 and this is something I live, teach and preach.</span></p>
<p><span style="font-weight: 400;">16:19 There&#8217;s two things, if you&#8217;re a true real estate investor,</span></p>
<p><span style="font-weight: 400;">16:23 there&#8217;s two things that you should be doing</span></p>
<p><span style="font-weight: 400;">16:25 each and every day, every day period.</span></p>
<p><span style="font-weight: 400;">16:28 Whether you&#8217;re doing it personally, you&#8217;re automating it,</span></p>
<p><span style="font-weight: 400;">16:30 you&#8217;re delegating, you have team members.</span></p>
<p><span style="font-weight: 400;">16:32 You gotta be making offers on deals</span></p>
<p><span style="font-weight: 400;">16:34 and making offers on dollars, okay?</span></p>
<p><span style="font-weight: 400;">16:36 So every single day we are marketing</span></p>
<p><span style="font-weight: 400;">16:38 and making offers on deals, but also to private lenders.</span></p>
<p><span style="font-weight: 400;">16:42 So what I would encourage you to consider is like,</span></p>
<p><span style="font-weight: 400;">16:46 begin thinking about the money side</span></p>
<p><span style="font-weight: 400;">16:47 before you&#8217;ve got the deal, right?</span></p>
<p><span style="font-weight: 400;">16:50 So my whole method of operation for raising money</span></p>
<p><span style="font-weight: 400;">16:53 is I just educate.</span></p>
<p><span style="font-weight: 400;">16:55 Educate, teach, private mortgage lending,</span></p>
<p><span style="font-weight: 400;">16:59 the benefits, how to analyze deals, how to analyze borrows.</span></p>
<p><span style="font-weight: 400;">17:03 And I just teach and teach and teach.</span></p>
<p><span style="font-weight: 400;">17:05 And the more that I&#8217;ve done that over the years</span></p>
<p><span style="font-weight: 400;">17:07 is people that kind of the know, like, and trust rule,</span></p>
<p><span style="font-weight: 400;">17:11 they&#8217;re gonna wanna invest with you.</span></p>
<p><span style="font-weight: 400;">17:12 So you need to start doing that day one</span></p>
<p><span style="font-weight: 400;">17:14 while at the same time you&#8217;re putting out offers.</span></p>
<p><span style="font-weight: 400;">17:17 As you&#8217;re putting out offers, our standard contract,</span></p>
<p><span style="font-weight: 400;">17:20 like for single family, for example,</span></p>
<p><span style="font-weight: 400;">17:22 we have a 30 day option period built in.</span></p>
<p><span style="font-weight: 400;">17:24 That nine times out of 10 that sellers agree with.</span></p>
<p><span style="font-weight: 400;">17:27 So if you get a deal today, and y&#8217;all could do this today,</span></p>
<p><span style="font-weight: 400;">17:30 like you could go out and start door knocking today</span></p>
<p><span style="font-weight: 400;">17:33 and get a contract today.</span></p>
<p><span style="font-weight: 400;">17:34 It doesn&#8217;t mean you have to close it today.</span></p>
<p><span style="font-weight: 400;">17:34 It doesn&#8217;t mean you have to close it today.</span></p>
<p><span style="font-weight: 400;">17:36 You give yourself 30 days, typically.</span></p>
<p><span style="font-weight: 400;">17:40 That&#8217;s more than enough time to raise the money.</span></p>
<p><span style="font-weight: 400;">17:43 Okay, so when you&#8217;re doing that,</span></p>
<p><span style="font-weight: 400;">17:44 I would also be looking for when you&#8217;re making your offers</span></p>
<p><span style="font-weight: 400;">17:48 is really identifying the creative financing opportunities.</span></p>
<p><span style="font-weight: 400;">17:52 Those are where you&#8217;re gonna want to put your full focus on</span></p>
<p><span style="font-weight: 400;">17:56 because there&#8217;s a big difference in if someone&#8217;s,</span></p>
<p><span style="font-weight: 400;">18:00 you know, we&#8217;re doing a sub two right now</span></p>
<p><span style="font-weight: 400;">18:02 and the seller wants $30,000 at closing, 2.75% interest.</span></p>
<p><span style="font-weight: 400;">18:07 And there&#8217;s about 50 to $60,000 of equity on top of that.</span></p>
<p><span style="font-weight: 400;">18:12 That&#8217;s a no brainer.</span></p>
<p><span style="font-weight: 400;">18:13 And it&#8217;s a lot easier to raise $30,000</span></p>
<p><span style="font-weight: 400;">18:17 rather than $250,000, right?</span></p>
<p><span style="font-weight: 400;">18:20 So I would focus on those opportunities</span></p>
<p><span style="font-weight: 400;">18:23 that you can easily get financing for,</span></p>
<p><span style="font-weight: 400;">18:25 get in the deal, build up the equity and cashflow.</span></p>
<p><span style="font-weight: 400;">18:28 The ones that don&#8217;t meet your buy box,</span></p>
<p><span style="font-weight: 400;">18:30 going back to like getting really focused,</span></p>
<p><span style="font-weight: 400;">18:33 those are the ones that I would wholesale</span></p>
<p><span style="font-weight: 400;">18:35 for the purpose of this exercise.</span></p>
<p><span style="font-weight: 400;">18:39 And then also, like, you know, you were mentioning,</span></p>
<p><span style="font-weight: 400;">18:42 you gotta look at, I think a big piece of this as well,</span></p>
<p><span style="font-weight: 400;">18:47 not just for this topic that we&#8217;re talking about,</span></p>
<p><span style="font-weight: 400;">18:50 but for investors in general.</span></p>
<p><span style="font-weight: 400;">18:54 Boring, to build on Havon&#8217;s point,</span></p>
<p><span style="font-weight: 400;">18:58 like talking about doing the boring things,</span></p>
<p><span style="font-weight: 400;">19:00 boring is sexy.</span></p>
<p><span style="font-weight: 400;">19:02 The really big, sexy deals, right?</span></p>
<p><span style="font-weight: 400;">19:06 A lot of these development deals,</span></p>
<p><span style="font-weight: 400;">19:08 the big fix and flip deals,</span></p>
<p><span style="font-weight: 400;">19:10 a lot of times those are nothing more than</span></p>
<p><span style="font-weight: 400;">19:14 they&#8217;re gonna take you off track of what you need to do.</span></p>
<p><span style="font-weight: 400;">19:18 And a lot of those deals that we&#8217;ve gotten</span></p>
<p><span style="font-weight: 400;">19:20 into big development deals,</span></p>
<p><span style="font-weight: 400;">19:22 ground up construction,</span></p>
<p><span style="font-weight: 400;">19:25 there&#8217;s a time and a place for them.</span></p>
<p><span style="font-weight: 400;">19:27 But what I&#8217;ve just found is like boring,</span></p>
<p><span style="font-weight: 400;">19:31 consistently over time is how this game is won.</span></p>
<p><span style="font-weight: 400;">19:34 So I would be focusing on those deals</span></p>
<p><span style="font-weight: 400;">19:37 that you can easily take down consistently, repeatedly,</span></p>
<p><span style="font-weight: 400;">19:40 looking for the creative financing opportunities</span></p>
<p><span style="font-weight: 400;">19:44 and then start there because like I said,</span></p>
<p><span style="font-weight: 400;">19:46 it&#8217;s really easy to raise 20, 30, 40, $50,000</span></p>
<p><span style="font-weight: 400;">19:50 rather than 500 or a million.</span></p>
<p><span style="font-weight: 400;">19:51 It&#8217;s not that hard to do that either,</span></p>
<p><span style="font-weight: 400;">19:53 but if you&#8217;re starting out, I would start from that place.</span></p>
<p><span style="font-weight: 400;">19:57 And then this is something else that I learned</span></p>
<p><span style="font-weight: 400;">19:59 from one of my lenders actually taught me this</span></p>
<p><span style="font-weight: 400;">20:03 when I began raising private money</span></p>
<p><span style="font-weight: 400;">20:05 right in the very beginning.</span></p>
<p><span style="font-weight: 400;">20:07 And I was borrowing money on a deal.</span></p>
<p><span style="font-weight: 400;">20:09 I don&#8217;t know, I was borrowing like 80, $90,000</span></p>
<p><span style="font-weight: 400;">20:11 at that time for this property.</span></p>
<p><span style="font-weight: 400;">20:14 And the lender came to me and she was looking at the deal.</span></p>
<p><span style="font-weight: 400;">20:17 She knew real estate very well.</span></p>
<p><span style="font-weight: 400;">20:19 And she said, hey, I was wondering,</span></p>
<p><span style="font-weight: 400;">20:22 could you use like five or $10,000 more on this deal?</span></p>
<p><span style="font-weight: 400;">20:26 And I was like shocked.</span></p>
<p><span style="font-weight: 400;">20:27 It was just a little single family rental we were buying.</span></p>
<p><span style="font-weight: 400;">20:30 And I was like, well, probably, why are you asking me this?</span></p>
<p><span style="font-weight: 400;">20:35 You&#8217;re already loaning me 100%.</span></p>
<p><span style="font-weight: 400;">20:37 And back then, and still to this day,</span></p>
<p><span style="font-weight: 400;">20:40 a majority of my lenders are investing</span></p>
<p><span style="font-weight: 400;">20:42 self-directed IRA capital, right?</span></p>
<p><span style="font-weight: 400;">20:45 And she said, well, I&#8217;m gonna loan you this money,</span></p>
<p><span style="font-weight: 400;">20:47 but I&#8217;m gonna have,</span></p>
<p><span style="font-weight: 400;">20:48 it was like seven or $8,000 left over.</span></p>
<p><span style="font-weight: 400;">20:50 She&#8217;s like, I&#8217;m gonna have seven or 8,000</span></p>
<p><span style="font-weight: 400;">20:52 left in my IRA account.</span></p>
<p><span style="font-weight: 400;">20:54 It&#8217;s not gonna earn me any money.</span></p>
<p><span style="font-weight: 400;">20:55 I can&#8217;t invest that on a real estate deal.</span></p>
<p><span style="font-weight: 400;">20:58 And she was only investing in real estate.</span></p>
<p><span style="font-weight: 400;">20:59 So she&#8217;s like, I looked at your deal.</span></p>
<p><span style="font-weight: 400;">21:01 Your numbers are really good.</span></p>
<p><span style="font-weight: 400;">21:02 There&#8217;s plenty of equity there.</span></p>
<p><span style="font-weight: 400;">21:03 If you could use the money, I&#8217;d like to loan it to you.</span></p>
<p><span style="font-weight: 400;">21:07 I&#8217;m like, gee, let me think.</span></p>
<p><span style="font-weight: 400;">21:09 So when we raise private money,</span></p>
<p><span style="font-weight: 400;">21:14 obviously, like I say this very cautiously</span></p>
<p><span style="font-weight: 400;">21:16 because I&#8217;ve kept a perfect track record,</span></p>
<p><span style="font-weight: 400;">21:18 and there&#8217;s a lot of people</span></p>
<p><span style="font-weight: 400;">21:18 who don&#8217;t take care of their lenders.</span></p>
<p><span style="font-weight: 400;">21:22 But a majority of the time,</span></p>
<p><span style="font-weight: 400;">21:24 when we&#8217;re raising money for real estate,</span></p>
<p><span style="font-weight: 400;">21:26 we&#8217;re borrowing 105, 110%.</span></p>
<p><span style="font-weight: 400;">21:30 So if you can focus on getting really, really good</span></p>
<p><span style="font-weight: 400;">21:33 at negotiating, finding deals,</span></p>
<p><span style="font-weight: 400;">21:36 and getting those deals, like really good deals,</span></p>
<p><span style="font-weight: 400;">21:40 you don&#8217;t even have to wholesale them</span></p>
<p><span style="font-weight: 400;">21:42 because now, yeah, maybe you made a million dollars,</span></p>
<p><span style="font-weight: 400;">21:44 but what are you paying in taxes?</span></p>
<p><span style="font-weight: 400;">21:46 Rather than you&#8217;re buying a rental,</span></p>
<p><span style="font-weight: 400;">21:48 you&#8217;re buying a sub-two,</span></p>
<p><span style="font-weight: 400;">21:50 and you&#8217;re borrowing 105, $110,000,</span></p>
<p><span style="font-weight: 400;">21:53 taking down the deal, getting the equity, and what?</span></p>
<p><span style="font-weight: 400;">21:57 You&#8217;re essentially taking your profit early,</span></p>
<p><span style="font-weight: 400;">21:59 putting that money into your account to live on,</span></p>
<p><span style="font-weight: 400;">22:02 put back into marketing, what have you,</span></p>
<p><span style="font-weight: 400;">22:03 and you&#8217;re not paying taxes, at least not now.</span></p>
<p><span style="font-weight: 400;">22:05 Maybe never if you do a 1031 exchange.</span></p>
<p><span style="font-weight: 400;">22:09 So I would focus on, as you&#8217;re writing your contracts,</span></p>
<p><span style="font-weight: 400;">22:13 give yourself some time, 30 days, you can negotiate that,</span></p>
<p><span style="font-weight: 400;">22:17 and then go there on these big, hairy fix-and-flip deals,</span></p>
<p><span style="font-weight: 400;">22:22 development deals, stay away from them.</span></p>
<p><span style="font-weight: 400;">22:25 Stay away from them.</span></p>
<p><span style="font-weight: 400;">22:26 A lot of times, experience has taught me</span></p>
<p><span style="font-weight: 400;">22:29 there&#8217;s time and place for those,</span></p>
<p><span style="font-weight: 400;">22:31 but for this, if you&#8217;re hard-charging for a million dollars,</span></p>
<p><span style="font-weight: 400;">22:35 you&#8217;re just getting started out, focus on the boring.</span></p>
<p><span style="font-weight: 400;">22:38 Focus on those little things over and over and over</span></p>
<p><span style="font-weight: 400;">22:41 and being consistent with them,</span></p>
<p><span style="font-weight: 400;">22:43 and the people that I have found</span></p>
<p><span style="font-weight: 400;">22:45 that have been most successful in this business,</span></p>
<p><span style="font-weight: 400;">22:47 that&#8217;s what they&#8217;ve done.</span></p>
<p><span style="font-weight: 400;">22:48 It&#8217;s like the tortoise versus the hare.</span></p>
<p><span style="font-weight: 400;">22:51 It&#8217;s just that consistency over and over and over,</span></p>
<p><span style="font-weight: 400;">22:53 and sometimes it&#8217;s boring,</span></p>
<p><span style="font-weight: 400;">22:55 but if you&#8217;re able to do those boring things</span></p>
<p><span style="font-weight: 400;">22:58 over and over and over again,</span></p>
<p><span style="font-weight: 400;">23:00 Alex Ramosi talks about this a lot.</span></p>
<p><span style="font-weight: 400;">23:02 He&#8217;s like, just your ability to do those things</span></p>
<p><span style="font-weight: 400;">23:05 when other people won&#8217;t,</span></p>
<p><span style="font-weight: 400;">23:06 that&#8217;s how you&#8217;re gonna create success,</span></p>
<p><span style="font-weight: 400;">23:08 and a lot of times, the boring things,</span></p>
<p><span style="font-weight: 400;">23:10 when you really step back</span></p>
<p><span style="font-weight: 400;">23:11 and look at what you&#8217;ve accomplished,</span></p>
<p><span style="font-weight: 400;">23:13 it&#8217;s like boring is really, really sexy.</span></p>
<p><span style="font-weight: 400;">23:16 Some of the things that I thought were sexy</span></p>
<p><span style="font-weight: 400;">23:18 and they were really cool</span></p>
<p><span style="font-weight: 400;">23:19 and I could do a really cool social media thing,</span></p>
<p><span style="font-weight: 400;">23:21 nah, it&#8217;s not that fun.</span></p>
<p><span style="font-weight: 400;">23:23 It&#8217;s not what you thought it was gonna be.</span></p>
<p><span style="font-weight: 400;">23:30 Yeah, the 70% rule works,</span></p>
<p><span style="font-weight: 400;">23:33 and so how we analyze deals for the most part</span></p>
<p><span style="font-weight: 400;">23:36 is with that formula plus a few other things.</span></p>
<p><span style="font-weight: 400;">23:39 So our business model,</span></p>
<p><span style="font-weight: 400;">23:41 and it would be this way too for this experiment,</span></p>
<p><span style="font-weight: 400;">23:44 would be we focus on medium price housing</span></p>
<p><span style="font-weight: 400;">23:47 and below with that criteria</span></p>
<p><span style="font-weight: 400;">23:49 because part of creating wealth</span></p>
<p><span style="font-weight: 400;">23:52 and being able to be sustainable in business</span></p>
<p><span style="font-weight: 400;">23:56 and real estate is giving yourself options.</span></p>
<p><span style="font-weight: 400;">23:59 So medium price housing and below</span></p>
<p><span style="font-weight: 400;">24:01 is what we focus on with that 70% rule</span></p>
<p><span style="font-weight: 400;">24:03 because now you have options.</span></p>
<p><span style="font-weight: 400;">24:05 Now, you could flip it, you could rent it,</span></p>
<p><span style="font-weight: 400;">24:07 you could own or finance,</span></p>
<p><span style="font-weight: 400;">24:08 and you could wholesale.</span></p>
<p><span style="font-weight: 400;">24:09 You have all these options that you can do.</span></p>
<p><span style="font-weight: 400;">24:12 Another thing that we do though,</span></p>
<p><span style="font-weight: 400;">24:15 each strategy, whether it be a flip or a rental,</span></p>
<p><span style="font-weight: 400;">24:17 then we&#8217;ve got some data that we&#8217;re looking at for that</span></p>
<p><span style="font-weight: 400;">24:21 when we&#8217;re analyzing a deal.</span></p>
<p><span style="font-weight: 400;">24:22 For example, on a flip.</span></p>
<p><span style="font-weight: 400;">24:24 For me, a good flip deal is like,</span></p>
<p><span style="font-weight: 400;">24:26 I wanna know even if this home doesn&#8217;t sell</span></p>
<p><span style="font-weight: 400;">24:28 with conservative numbers on my after repair value,</span></p>
<p><span style="font-weight: 400;">24:32 if I hold this thing for 12 months and it doesn&#8217;t sit,</span></p>
<p><span style="font-weight: 400;">24:35 I&#8217;m still gonna at least be in the black.</span></p>
<p><span style="font-weight: 400;">24:37 I&#8217;m gonna make at least a sliver of a profit.</span></p>
<p><span style="font-weight: 400;">24:40 If you&#8217;re having to do everything right</span></p>
<p><span style="font-weight: 400;">24:42 and you&#8217;re gonna make 10, 15, $25,000 in six months,</span></p>
<p><span style="font-weight: 400;">24:45 that&#8217;s not a deal, okay?</span></p>
<p><span style="font-weight: 400;">24:47 That&#8217;s not a deal.</span></p>
<p><span style="font-weight: 400;">24:48 Other things I look at like when it&#8217;s a flip.</span></p>
<p><span style="font-weight: 400;">24:52 Previously in previous markets, we&#8217;ve taken this down.</span></p>
<p><span style="font-weight: 400;">24:55 I wanted my projected profit to be in alignment</span></p>
<p><span style="font-weight: 400;">24:59 with how much rehab I was doing, right?</span></p>
<p><span style="font-weight: 400;">25:02 So I&#8217;ve seen investors bring a deal</span></p>
<p><span style="font-weight: 400;">25:03 and they&#8217;re doing like $100,000 rehab to make $30,000.</span></p>
<p><span style="font-weight: 400;">25:09 No, risk versus reward.</span></p>
<p><span style="font-weight: 400;">25:11 So we&#8217;re looking for low risk opportunities</span></p>
<p><span style="font-weight: 400;">25:14 with the potential for high reward.</span></p>
<p><span style="font-weight: 400;">25:16 Not a high risk and a high reward.</span></p>
<p><span style="font-weight: 400;">25:19 That means no deal.</span></p>
<p><span style="font-weight: 400;">25:21 So we&#8217;re looking at it through that lens, right?</span></p>
<p><span style="font-weight: 400;">25:23 So if you&#8217;re gonna do whatever, 80, $90,000 of rehab,</span></p>
<p><span style="font-weight: 400;">25:28 that equates to one risk.</span></p>
<p><span style="font-weight: 400;">25:30 Number two equates to time, okay?</span></p>
<p><span style="font-weight: 400;">25:33 The time you&#8217;re spending it.</span></p>
<p><span style="font-weight: 400;">25:34 The time, that opportunity is also maybe taking away</span></p>
<p><span style="font-weight: 400;">25:39 other opportunities from you.</span></p>
<p><span style="font-weight: 400;">25:42 So that&#8217;s what we&#8217;re looking at.</span></p>
<p><span style="font-weight: 400;">25:44 We&#8217;re like, hey, if we&#8217;re gonna do 80, $100,000 of rehab,</span></p>
<p><span style="font-weight: 400;">25:47 that&#8217;s okay, but we want a chance here with our numbers</span></p>
<p><span style="font-weight: 400;">25:51 to make an $80,000 profit, right?</span></p>
<p><span style="font-weight: 400;">25:54 That has to make sense.</span></p>
<p><span style="font-weight: 400;">25:55 And then we look at certain things,</span></p>
<p><span style="font-weight: 400;">25:57 if it&#8217;s a rental, if it&#8217;s an owner finance.</span></p>
<p><span style="font-weight: 400;">26:00 And then one thing that I was thinking about saying as well,</span></p>
<p><span style="font-weight: 400;">26:05 in context of this, like starting from ground zero, nothing,</span></p>
<p><span style="font-weight: 400;">26:10 you&#8217;ve gotta pay your bills and things like that,</span></p>
<p><span style="font-weight: 400;">26:13 which you wouldn&#8217;t have a lot of bills.</span></p>
<p><span style="font-weight: 400;">26:15 But one thing I would do immediate,</span></p>
<p><span style="font-weight: 400;">26:17 like day one, I would door knock,</span></p>
<p><span style="font-weight: 400;">26:21 or I would go find, I would go pull a list.</span></p>
<p><span style="font-weight: 400;">26:24 I would go find out some burned out Airbnb investor.</span></p>
<p><span style="font-weight: 400;">26:29 And I would take that thing over</span></p>
<p><span style="font-weight: 400;">26:30 and I would pad split it.</span></p>
<p><span style="font-weight: 400;">26:32 And I would live in a room</span></p>
<p><span style="font-weight: 400;">26:33 and I&#8217;d rent out four or five other rooms</span></p>
<p><span style="font-weight: 400;">26:35 and boom, I&#8217;m done.</span></p>
<p><span style="font-weight: 400;">26:36 I&#8217;ve got my housing taken care of</span></p>
<p><span style="font-weight: 400;">26:38 and I&#8217;ve got some cashflow.</span></p>
<p><span style="font-weight: 400;">26:39 As I was really thinking about that a second ago,</span></p>
<p><span style="font-weight: 400;">26:41 what would I really do?</span></p>
<p><span style="font-weight: 400;">26:42 All right, I would pad split a burned out Airbnb.</span></p>
<p><span style="font-weight: 400;">26:46 And that might be a good strategy too, right?</span></p>
<p><span style="font-weight: 400;">26:48 Cause there&#8217;s these people get into Airbnb</span></p>
<p><span style="font-weight: 400;">26:50 and like they suck management wise.</span></p>
<p><span style="font-weight: 400;">26:54 And so you could do that.</span></p>
<p><span style="font-weight: 400;">26:56 But that&#8217;s some of the criteria we look for.</span></p>
<p><span style="font-weight: 400;">26:59 The 70% thing is, right?</span></p>
<p><span style="font-weight: 400;">27:02 That&#8217;s like the 10 commandments.</span></p>
<p><span style="font-weight: 400;">27:04 And it gives you flexibility.</span></p>
<p><span style="font-weight: 400;">27:06 There are some exceptions that you can utilize, right?</span></p>
<p><span style="font-weight: 400;">27:13 Geographically, if it&#8217;s newer construction,</span></p>
<p><span style="font-weight: 400;">27:15 great area, sub two, low interest rate, things like that.</span></p>
<p><span style="font-weight: 400;">27:20 So yeah, it&#8217;s about it.</span></p>
<p><span style="font-weight: 400;">27:22 Challenge you guys up here to think about</span></p>
<p><span style="font-weight: 400;">27:25 everything that you talked about today.</span></p>
<p><span style="font-weight: 400;">27:26 Think about the education,</span></p>
<p><span style="font-weight: 400;">27:28 whether you purposely invested in that education</span></p>
<p><span style="font-weight: 400;">27:31 or the school of hard knocks taught you</span></p>
<p><span style="font-weight: 400;">27:33 whether you wanted to learn it or not.</span></p>
<p><span style="font-weight: 400;">27:36 Think about some books that you&#8217;ve read over the years.</span></p>
<p><span style="font-weight: 400;">27:39 What is one final piece of advice?</span></p>
<p><span style="font-weight: 400;">27:42 What is one thing that we haven&#8217;t talked about today?</span></p>
<p><span style="font-weight: 400;">27:44 What is one thing that you wanna leave the audience with?</span></p>
<p><span style="font-weight: 400;">27:47 And then after this, we&#8217;ll open it up for questions.</span></p>
<p><span style="font-weight: 400;">27:51 Well, I guess what I would say is,</span></p>
<p><span style="font-weight: 400;">27:54 coming back where I came from</span></p>
<p><span style="font-weight: 400;">27:56 and when I really decided to go all in,</span></p>
<p><span style="font-weight: 400;">28:01 that&#8217;s when everything changed for me.</span></p>
<p><span style="font-weight: 400;">28:03 And I saw the life that my parents lived and raised me in.</span></p>
<p><span style="font-weight: 400;">28:10 And it was, my father had a job.</span></p>
<p><span style="font-weight: 400;">28:12 He lost a job multiple times.</span></p>
<p><span style="font-weight: 400;">28:15 My family lost everything.</span></p>
<p><span style="font-weight: 400;">28:16 There was always struggle and challenges.</span></p>
<p><span style="font-weight: 400;">28:19 And it was stressful.</span></p>
<p><span style="font-weight: 400;">28:21 And then I saw myself here,</span></p>
<p><span style="font-weight: 400;">28:23 I&#8217;m in my early thirties at that time.</span></p>
<p><span style="font-weight: 400;">28:26 And I&#8217;m like, I&#8217;m doing exactly what I saw my parents do.</span></p>
<p><span style="font-weight: 400;">28:31 I was very, very unhappy.</span></p>
<p><span style="font-weight: 400;">28:34 And so I was like, I started thinking about</span></p>
<p><span style="font-weight: 400;">28:38 how does this story play out</span></p>
<p><span style="font-weight: 400;">28:41 if I go on the path that I was on, which was I had a job</span></p>
<p><span style="font-weight: 400;">28:47 and I could stay in that job probably</span></p>
<p><span style="font-weight: 400;">28:49 and work there for 20 or 30 years</span></p>
<p><span style="font-weight: 400;">28:51 and I could live very middle-class.</span></p>
<p><span style="font-weight: 400;">28:54 Nothing&#8217;s wrong with that</span></p>
<p><span style="font-weight: 400;">28:55 unless something&#8217;s wrong with that for you.</span></p>
<p><span style="font-weight: 400;">29:00 So I just got to a point where like, this is not acceptable.</span></p>
<p><span style="font-weight: 400;">29:05 I would rather go all in with this, even if I fail,</span></p>
<p><span style="font-weight: 400;">29:11 that&#8217;s okay, I can always go back and get a job.</span></p>
<p><span style="font-weight: 400;">29:14 I remember when I quit my job,</span></p>
<p><span style="font-weight: 400;">29:15 my dad&#8217;s like, you&#8217;re an idiot.</span></p>
<p><span style="font-weight: 400;">29:16 What are you doing?</span></p>
<p><span style="font-weight: 400;">29:18 And I had to like, I took that and I&#8217;m like,</span></p>
<p><span style="font-weight: 400;">29:21 doesn&#8217;t matter.</span></p>
<p><span style="font-weight: 400;">29:22 So I&#8217;m going all in, I&#8217;m going to give,</span></p>
<p><span style="font-weight: 400;">29:23 and it wasn&#8217;t that I was just going to give it a try.</span></p>
<p><span style="font-weight: 400;">29:26 Like I&#8217;m going to go a hundred percent, a thousand percent.</span></p>
<p><span style="font-weight: 400;">29:30 I&#8217;m going to give it my all.</span></p>
<p><span style="font-weight: 400;">29:31 I&#8217;m not going to leave anything to chance.</span></p>
<p><span style="font-weight: 400;">29:34 And if I fail, then I fail and I&#8217;ll be okay with it.</span></p>
<p><span style="font-weight: 400;">29:37 So I just, I made a decision to go all in</span></p>
<p><span style="font-weight: 400;">29:41 and people I&#8217;ve seen over the years,</span></p>
<p><span style="font-weight: 400;">29:44 when you look around at people who are successful,</span></p>
<p><span style="font-weight: 400;">29:47 they did the same thing.</span></p>
<p><span style="font-weight: 400;">29:48 They went all in.</span></p>
<p><span style="font-weight: 400;">29:49 It doesn&#8217;t mean that it was always pretty.</span></p>
<p><span style="font-weight: 400;">29:51 Doesn&#8217;t mean that it&#8217;s always going to be easy.</span></p>
<p><span style="font-weight: 400;">29:53 It&#8217;s not.</span></p>
<p><span style="font-weight: 400;">29:54 A lot of times it&#8217;s going to suck.</span></p>
<p><span style="font-weight: 400;">29:55 And that&#8217;s a part of it.</span></p>
<p><span style="font-weight: 400;">29:58 But going to the question also.</span></p>
<p class="isSelectedEnd">If you want to learn more about real estate investing strategies, creative deal structures, and raising private capital, stay connected for more educational content and discussions like this.</p>
<p>Whether you are new to real estate or looking to scale your investing business, understanding these fundamentals can help you build a stronger foundation for long-term success.</p>

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</div></div></div></div>
</div><p>The post <a href="https://brantphillips.com/the-million-dollar-sprint-how-to-go-from-zero-to-seven-figures/">The Million Dollar Sprint: How to Go From Zero to Seven Figures</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Private Lender Blueprint: Protect, Structure, Scale</title>
		<link>https://brantphillips.com/private-lender-blueprint-protect-structure-scale/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Fri, 27 Feb 2026 17:33:55 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510851</guid>

					<description><![CDATA[<p>The post <a href="https://brantphillips.com/private-lender-blueprint-protect-structure-scale/">Private Lender Blueprint: Protect, Structure, Scale</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="wpb-content-wrapper"><div class="vc_row wpb_row vc_row-fluid"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper">
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			<p><iframe title="Private Lender: First Deal Blue Print“Underwrite your first deal like  Pro”" width="1170" height="658" src="https://www.youtube.com/embed/l3w5LGeBqkQ?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<h2><strong>Stop Chasing Yield. Start Protecting Principal.</strong></h2>
<p>If you’ve ever thought about becoming a private lender or you’ve already funded a deal and wondered if you structured it correctly this session was for you.</p>
<p>Here’s the truth:</p>
<p>Your first deal isn’t about maximizing return.<br />
It’s about minimizing risk.</p>
<h2><strong>The Real Goal of Your First Deal</strong></h2>
<h3>Protection.<br />
Foundation.<br />
Repeatability.</h3>
<p>Too many new lenders chase the highest rate in the room.</p>
<p>Smart lenders build a system they can scale.</p>
<p>Your first deal sets the tone for every deal after it. If you build it wrong, you scale risk. If you build it right, you scale confidence and capital.</p>
<h2>Ultra-Conservative Deal Analysis</h2>
<p>Hope is not a strategy.</p>
<p>As a private lender, you must underwrite conservatively. That means:</p>
<ul>
<li>
<h3>Verifying ARV using multiple recent niche comps</h3>
</li>
<li>
<h3>Lending at a conservative Loan-to-Value (LTV)</h3>
</li>
<li>
<h3>Ensuring a realistic timeline</h3>
</li>
<li>
<h3>Reviewing a detailed, line-item scope of work</h3>
</li>
<li>
<h3>Demand a clear exit strategy (Plan A and preferably Plan B &amp; C)</h3>
</li>
</ul>
<p>And the ultimate test:</p>
<p>“If I had to own this property, would I feel good about it?”</p>
<p>If the answer isn’t a strong yes don’t fund it.</p>
<h2>Build Your Team Before You Fund</h2>
<p>Never do your first deal alone.</p>
<p>Before wiring a dollar, you should have:</p>
<ul>
<li>
<h3>A real estate attorney</h3>
</li>
<li>
<h3>A trusted title company</h3>
</li>
<li>
<h3>An insurance agent who understands lender protection</h3>
</li>
<li>
<h3>A CPA (especially if investing through an IRA)</h3>
</li>
<li>
<h3>An experienced investor or lender for guidance</h3>
</li>
</ul>
<p>Private lending is simple, but it must be structured correctly.</p>
<h2>What New Lenders Get Wrong</h2>
<p>We addressed the biggest mistakes new lenders make:</p>
<ul>
<li>
<h3>Chasing rate instead of safety</h3>
</li>
<li>
<h3>Trusting too quickly</h3>
</li>
<li>
<h3>Skipping document review</h3>
</li>
<li>
<h3>Lending based on relationship alone</h3>
</li>
<li>
<h3>Funding too much, too fast</h3>
</li>
</ul>
<p>When you lend money, you’re not just a friend.</p>
<p>You’re a banker.</p>
<p>Think like one.</p>
<h2>Structure for Maximum Protection</h2>
<p>These are non-negotiables:</p>
<ul>
<li>
<h3>First lien position</h3>
</li>
<li>
<h3>Proper recorded documents</h3>
</li>
<li>
<h3>Title and hazard insurance naming you as mortgagee</h3>
</li>
<li>
<h3>Personal guarantee</h3>
</li>
<li>
<h3>Clear payment terms and maturity date</h3>
</li>
<li>
<h3>Funds wired to title never directly to the borrower</h3>
</li>
<li>
<h3>Defined draw schedule for rehab funds</h3>
</li>
</ul>
<p>Protection first.<br />
Return second.<br />
Scale third.</p>
<p>If you’re serious about becoming a private lender or raising capital the right way this training could save you from an expensive mistake.</p>
<p>Don’t learn this lesson the hard way.</p>
<p>👉 <a href="https://youtu.be/l3w5LGeBqkQ?si=bOVuROx-cT8mOzHP">Missed it? Watch the full replay here.</a></p>
<p>&nbsp;</p>
<h3>Underwrite it like a pro.</h3>
<h3>Brant Phillips</h3>

		</div>
	</div>
</div></div></div></div>
</div><p>The post <a href="https://brantphillips.com/private-lender-blueprint-protect-structure-scale/">Private Lender Blueprint: Protect, Structure, Scale</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Cash Flow Over Ego</title>
		<link>https://brantphillips.com/cash-flow-over-ego/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Mon, 16 Feb 2026 16:25:19 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510833</guid>

					<description><![CDATA[<p>&#160; I’ll be honest. There was a time I laughed at investors who bought mobile home parks. I didn’t get it. I didn’t see the appeal. And like most people,...</p>
<p>The post <a href="https://brantphillips.com/cash-flow-over-ego/">Cash Flow Over Ego</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><a href="https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11.png"><img fetchpriority="high" decoding="async" class="alignnone  wp-image-510834" src="https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11-510x287.png" alt="" width="833" height="469" srcset="https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11-510x287.png 510w, https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11-900x506.png 900w, https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11-768x432.png 768w, https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11-1536x864.png 1536w, https://brantphillips.com/wp-content/uploads/2026/02/thumbnails-11.png 1920w" sizes="(max-width: 833px) 100vw, 833px" /></a></p>
<p>&nbsp;</p>
<p>I’ll be honest.</p>
<p>There was a time I laughed at investors who bought mobile home parks.</p>
<p>I didn’t get it.</p>
<p>I didn’t see the appeal.</p>
<p>And like most people, I carried the same mental picture everyone else does when they hear the words “trailer park.”</p>
<p>But then I started looking at the numbers.</p>
<p>And everything changed.</p>
<p>&nbsp;</p>
<h2>Most People Don’t Understand the Business Model</h2>
<p>The average person thinks owning a mobile home park means you’re in the “trailer business.”</p>
<p>You’re not.</p>
<p>You’re in the <strong>land business</strong>.</p>
<p>You’re not selling anything over a counter.</p>
<p>You’re not managing hundreds of plumbing calls inside units (if you structure it right).</p>
<p>You’re not flipping inventory.</p>
<p>You’re renting dirt.</p>
<p>It’s one of the simplest business models in real estate:</p>
<ul>
<li>Own the land</li>
<li>Provide infrastructure (roads, utilities, lots)</li>
<li>Lease lots to homeowners</li>
<li>Collect rent</li>
</ul>
<p>It’s more like owning a parking lot than owning an apartment complex.</p>
<p>When that clicked for me, I stopped laughing.</p>
<p>&nbsp;</p>
<h2>The Stigma Is the Moat</h2>
<p>There’s a massive negative stigma around mobile home parks.</p>
<p>And ironically… that’s what makes them powerful.</p>
<p>Because people don’t like them:</p>
<ul>
<li>Cities rarely approve new ones</li>
<li>Zoning is restrictive</li>
<li>Overbuilding is almost impossible</li>
</ul>
<p>Compare that to Class A apartments. Everyone loves them. They get overbuilt constantly.</p>
<p>But mobile home parks?</p>
<p>Try building one in most cities and see what happens.</p>
<p>That resistance creates scarcity.</p>
<p>Scarcity creates pricing power.</p>
<p>Pricing power creates long-term value.</p>
<p>The very thing that keeps most investors away is what protects the asset class.</p>
<h2></h2>
<h2>The Money Isn’t in the Homes</h2>
<p>This was a big mental shift for me.</p>
<p>The value isn’t in the “trailers.”</p>
<p>It’s in:</p>
<ul>
<li>The land</li>
<li>The infrastructure</li>
<li>The zoning</li>
<li>The cash flow</li>
<li>The replacement cost barrier</li>
</ul>
<p>When I started analyzing deals, I stopped looking at the homes first.</p>
<p>I started asking:</p>
<ul>
<li>What’s the lot rent vs. market?</li>
<li>What’s occupancy?</li>
<li>What’s the infill potential?</li>
<li>What would it cost to build this today?</li>
<li>Could zoning ever allow a competitor across the street?</li>
</ul>
<p>That’s when the numbers started making sense.</p>
<h2></h2>
<h2>The Hidden Value Most People Miss</h2>
<p>A lot of parks are owned by mom-and-pop operators who:</p>
<ul>
<li>Haven’t raised rents in years</li>
<li>Let occupancy slide</li>
<li>Avoid enforcing rules</li>
<li>Don’t push collections</li>
<li>Don’t optimize utilities</li>
</ul>
<p>When you bring professional systems, management, and modest improvements, you can:</p>
<ul>
<li>Increase occupancy</li>
<li>Bring rents to market (while still being affordable housing)</li>
<li>Improve tenant quality</li>
<li>Clean up deferred maintenance</li>
<li>Increase NOI dramatically</li>
</ul>
<p>And since commercial real estate is valued based on income…</p>
<p>Small improvements in NOI can create massive jumps in value.</p>
<p>That’s when it stopped being a “risky trailer park” in my mind.</p>
<p>It became an undervalued income machine.</p>
<h2></h2>
<h2>You Have to Be Willing to Be Contrarian</h2>
<p>Real estate rewards discipline and patience.</p>
<p>But it also rewards being willing to go where others won’t.</p>
<p>When everyone is chasing:</p>
<ul>
<li>Luxury flips</li>
<li>Short-term rentals</li>
<li>Class A multifamily</li>
<li>The shiny object of the year</li>
</ul>
<p>There’s opportunity in the boring, overlooked assets.</p>
<p>Mobile home parks aren’t flashy.</p>
<p>They’re not glamorous.</p>
<p>They won’t impress your neighbors.</p>
<p>But they can produce durable, predictable cash flow — especially when structured correctly.</p>
<p>And if you’ve followed my journey in mobile home and affordable housing communities, you know I’m a big believer in:</p>
<p><strong>Build something predictable. Build something that lasts.</strong></p>
<p>This asset class aligns with that mindset.</p>
<p>&nbsp;</p>
<h2>The Funny Part</h2>
<p>The same investors who once laughed at the idea?</p>
<p>Many of them are now trying to buy parks.</p>
<p>Banks that once avoided them now actively lend on them.</p>
<p>Private lenders who once hesitated now understand the stability of lot-rent income.</p>
<p>The perception changed.</p>
<p>The fundamentals didn’t.</p>
<h2></h2>
<h2>Final Thoughts</h2>
<p>If you want approval from everyone, don’t buy mobile home parks.</p>
<p>If you want:</p>
<ul>
<li>Strong cash flow</li>
<li>Supply constraints</li>
<li>Affordable housing demand</li>
<li>Long-term durability</li>
</ul>
<p>Then it’s worth taking a serious look.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>The post <a href="https://brantphillips.com/cash-flow-over-ego/">Cash Flow Over Ego</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Become the Opportunity</title>
		<link>https://brantphillips.com/become-the-opportunity/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Mon, 09 Feb 2026 19:46:37 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510824</guid>

					<description><![CDATA[<p>This post is adapted from one of my recent talks at @TheBrkthru. I’ve taken the core ideas, stories, and lessons shared live and shaped them into a more structured written...</p>
<p>The post <a href="https://brantphillips.com/become-the-opportunity/">Become the Opportunity</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>This post is adapted from one of my recent talks at <a href="https://thebrkthru.com/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=https://thebrkthru.com/&amp;source=gmail&amp;ust=1770746641139000&amp;usg=AOvVaw20vDeeudoGGwSV3IKKg1Mv">@<strong>TheBrkthru</strong></a>.</p>
<div>
<p>I’ve taken the core ideas, stories, and lessons shared live and shaped them into a more structured written format, while keeping the heart of the message intact.</p>
<p>The room contained people at different stages of life and business, but the underlying question was the same for everyone: <b>how do you stop chasing opportunities and start creating them?</b></p>
<p>What follows is a refined version of that conversation, built from real experience, real setbacks, and real breakthroughs, meant to be read slowly, reflected on, and applied.</p>
<p>And YES, the video link to the replay is at the bottom. Hope you find value in this message, I know it is something that has impacted me greatly.</p>
<p>&nbsp;</p>
<p data-pm-slice="0 0 []"><strong>Dang, we&#8217;re getting old&#8230;.</strong></p>
</div>
<p>This was unexpected, a comment that caught me off guard.</p>
<p>It was pointed out that some of us had been in real estate since <em>before</em> social media even existed, lol, kind of.</p>
<p>Yes, some of us are officially becoming the “old timers.” But underneath that moment was something deeper.</p>
<p>It reminded me how much has changed, and how much hasn’t.</p>
<p>Markets evolve. Technology shifts. Strategies come and go.</p>
<p>But the real question has always stayed the same:</p>
<p><strong><i>How do you create what it is you actually want to create in your life and business? [Hint: Proven Principles]</i></strong></p>
<h2 style="text-align: center;">Wherever You’re Starting From Is Not the Problem</h2>
<p>I want to start here, because this matters more than most people realize.</p>
<p>Wherever you’re starting from right now: You may feel behind, uncertain, overwhelmed, discouraged and I understand, but that place is not disqualifying you.</p>
<p>If you’re willing to put in the work and do what’s required, you <em>can</em> create something different.</p>
<p>That’s not hype. That’s proven.</p>
<h2 style="text-align: center;">My Story Didn’t Start Polished</h2>
<p>I’ve been in real estate for about 18 years. I’ve written books, built an Inc. 5000 company, raised over $50 million in private capital, and helped thousands of people invest along the way.</p>
<p>But none of that is where my story began.</p>
<p>I spent most of my twenties drifting.</p>
<p><b>No goals. No vision. No real direction.</b></p>
<p>I spent more time fishing and drinking beer than thinking about my future.</p>
<p>What I didn’t realize at the time was how much programming I had absorbed from my environment; <em>this is just how life works.</em></p>
<p>And for a long time, I believed it.</p>
<h2 style="text-align: center;">Broken Became the Breakthrough</h2>
<p>After seven years in law enforcement, I moved into the corporate world and absolutely hated it from day one.</p>
<p>And to compound things, my wife and I were broke. And I mean <em>broke</em>.</p>
<p>Paycheck to paycheck. Student loans. Credit card debt. Auto loans. And working that job I couldn’t stand.</p>
<p>I thought, <em>This must be life. </em><b>Struggle. Stress. Survive.</b></p>
<p>That was the image I grew up with so &#8216;this must be&#8217; how things are.</p>
<p>But something inside me finally snapped.</p>
<p>I had a thought that changed everything:</p>
<p><strong>There has to be a better way.</strong></p>
<p>I didn’t know how. I didn’t know where. I didn’t have the right influences.</p>
<p>But I planted a seed, that I could BE and DO something more.</p>
<h2 style="text-align: center;">Your Thoughts Really Do Become Things</h2>
<p>One of the most important lessons I shared was this:</p>
<p>If you believe the lies you tell yourself, <b>&#8220;</b><em><b>I don’t have time, I don’t have money, I don’t have the resources, I don’t have the team&#8221;;</b></em></p>
<p>Those thoughts will become reality.</p>
<p>Your thoughts eventually become things.</p>
<p>I decided I didn’t need to know <em>how</em> yet.</p>
<p>I just needed to believe it was possible</p>
<p>That’s when everything began to shift.</p>
<h2 style="text-align: center;">Clarity Comes Before Confidence</h2>
<p>The biggest thing I see holding people back isn’t lack of information.</p>
<p>It’s a lack of clarity.</p>
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<p>People say things like:</p>
<ul>
<li>“I want to be successful.”</li>
<li>“I want to be rich.”</li>
<li>“I want to be a millionaire.”</li>
</ul>
<p>But they never slow down long enough to define what that actually means.</p>
<p>I started writing out goals. I built vision boards. I spent serious time getting clear on what I wanted, not just financially, but in every area of life.</p>
<p><b>And here’s something that surprises people:</b></p>
<p>Since becoming an entrepreneur, I’ve invested <em>far more</em> time studying psychology, mindset, and personal development than business tactics.</p>
<p>Business matters. Strategy matters.</p>
<p>But mindset changes everything.</p>
<p>Clarity leads to confidence. Confidence creates certainty. And certainty is power.</p>
<h2 style="text-align: center;">Broken Is Not a Curse, It’s an Opportunity</h2>
<p>At one point in my life, I wasn’t just broken financially.</p>
<p>I was broken spiritually. Physically. Relationally.</p>
<p>I had no meaningful relationships. I was unhealthy. I was numbing pain instead of dealing with it.</p>
<p>And here’s the truth most people miss:</p>
<p><b>If my life had been <em>comfortable</em>, I probably would have stayed stuck.</b></p>
<p>Being broken became my opportunity.</p>
<p>Stop cursing your situation. Start asking what it’s trying to teach you.</p>
</div>
<div class="im">
<h2 style="text-align: center;">Becoming the Opportunity</h2>
<p>Here’s the shift that changed everything for me.</p>
<p>Instead of chasing deals, money, or shortcuts, I focused on becoming someone others could trust.</p>
<p>Early on, after we paid off our consumer debt, I bought a poster board from Walgreens. I drew ten boxes on it and hung it on my wall.</p>
<p>I told my wife, “I’m going to do 10 real estate deals this year.”</p>
<p>She asked how.</p>
</div>
</div>
<p>I said, “I have no clue, but I’ll figure it out.”</p>
<p>And I did.</p>
<p>Creative financing. Partnerships. Hustle. Commitment.</p>
<p>That clarity and commitment carried me through obstacles, including the 2008 crash when financing dried up.</p>
<p>That’s when private lending entered my life.</p>
<p>People didn’t just see real estate as an opportunity.</p>
<p>They saw <em>me</em> as the opportunity.</p>
<p>Because of integrity. Because of follow-through. Because of the service.</p>
<p>Since then, I’ve raised over $50 million and made more than 10,000 mortgage payments to private lenders, <b>NEVER MISSING ONE</b></p>
<p>Not because I’m special.</p>
<p>But because I chose to help, serve, and lead.</p>
<h2 style="text-align: center;">Need Encouragement?</h2>
<p>No matter where you’re starting from, you can create success.</p>
<p>But it starts internally.</p>
<p>Get clear. Commit fully. Take action. Serve others.</p>
<p>As Zig Ziglar said:</p>
<p><em>You can have anything you want in life if you’re willing to help enough other people get what they want.</em></p>
<p>That’s the formula.</p>
<p>It’s not easy. But it’s worth it.</p>
<p>And if you’re willing to step into it, you don’t just find opportunities,<strong> YOU BECOME THE OPPORTUNITY!</strong></p>
<p>&nbsp;</p>
<p><b>WATCH FULL VIDEO HERE</b></p>
<p><a href="https://youtu.be/6uEViVEI6KA"><b>&gt;&gt;&gt; BECOME THE OPPORTUNITY &lt;&lt;&lt;</b></a></p>
<p>The post <a href="https://brantphillips.com/become-the-opportunity/">Become the Opportunity</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>A Different Conversation About Success, Wealth, and Staying in the Game</title>
		<link>https://brantphillips.com/a-different-conversation-about-success-wealth-and-staying-in-the-game/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Wed, 28 Jan 2026 20:33:08 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510818</guid>

					<description><![CDATA[<p>&#160; &#160; Principles Over Hype wasn’t about hype, shortcuts, or surface-level motivation. It was a real conversation about what actually creates sustainable success in business and life and why focusing...</p>
<p>The post <a href="https://brantphillips.com/a-different-conversation-about-success-wealth-and-staying-in-the-game/">A Different Conversation About Success, Wealth, and Staying in the Game</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>&nbsp;</p>
<p><iframe title="Principles Over Hype: Investing Wisely in Today’s Market" width="1170" height="658" src="https://www.youtube.com/embed/Jy3ih1iYMNM?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<h2>Principles Over Hype wasn’t about hype, shortcuts, or surface-level motivation. It was a real conversation about what actually creates sustainable success in business and life and why focusing on money alone is often where people go wrong.</h2>
<p>&nbsp;</p>
<h2><b>Moving Beyond the Money-Only Mindset   </b></h2>
<div>One of the core themes was the flawed idea that money alone solves everything. Scarcity doesn’t just show up financially. It can exist spiritually, relationally, physically, and emotionally.</div>
<div></div>
<div></div>
<div>
<h2><b>Success Is About Being in the Arena  </b></h2>
<div>Success was framed not as a dollar amount, but as a commitment to continual learning, growth, and action. The people who move forward are the ones willing to be <strong>in the arena</strong> , taking hits, making decisions, and fighting for their calling instead of sitting on the sidelines as critics or spectators.</div>
</div>
<div></div>
<div>Key principles for accelerating business and life included:</div>
<div>
<ul>
<li>Sharpening mindset daily</li>
<li>Continuously improving skill sets</li>
<li>Surrounding yourself with aligned, like-minded people</li>
<li>Welcoming accountability instead of avoiding it</li>
</ul>
</div>
<p>&nbsp;</p>
<h2><b>Betting on Yourself and Owning the Outcome</b></h2>
<p>Blindly following gurus was challenged. Instead, attendees were encouraged to think independently, trust their judgment, and bet on themselves.</p>
<p>When things go wrong, blame doesn’t move the needle. Ownership does.</p>
<p>Failure isn’t proof that something doesn’t work, it’s often proof that the process wasn’t executed correctly or long enough. Lessons learned from setbacks are often what unlock the next level of growth.</p>
<p>&nbsp;</p>
<h2><b>Failure Isn’t the End — It’s Feedback </b></h2>
<p>A pivotal lesson discussed was how early losses can become turning points when paired with reflection and adjustment.</p>
<p>Instead of quitting after a loss, taking time to analyze what went wrong  with pen, paper, and honest thinking can completely shift future outcomes.</p>
<p>Staying in the game is often the difference between those who succeed and those who disappear.<b> </b></p>
<p>&nbsp;</p>
<h2>Adapting as Markets Change</h2>
<p>Markets shift, and rigid strategies break.</p>
<p>Adaptability was highlighted as a core skill  whether that means pivoting investment strategies, adding complementary businesses, or adjusting how capital is deployed.</p>
<p>Those who last are the ones who evolve without abandoning their core principles.</p>
<p>&nbsp;</p>
<p><b>Success isn’t built through hype. It’s built through principles, clarity, ownership, and consistency.</b></p>
<p><b>And for those willing to stay in the arena, keep learning, and play the long game — the opportunity is still very much alive.</b></p>
<p>&nbsp;</p>
<p>Missed the live session? Watch the full lesson here and catch the entire conversation.</p>
<p><a href="https://youtu.be/Jy3ih1iYMNM">YOUTUBE LINK HERE </a></p>
<h2><b>  </b></h2>
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<p>The post <a href="https://brantphillips.com/a-different-conversation-about-success-wealth-and-staying-in-the-game/">A Different Conversation About Success, Wealth, and Staying in the Game</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Principles Over Profit: Why Pursuing Your Muse Matters More Than Chasing Money</title>
		<link>https://brantphillips.com/principles-over-profit-why-pursuing-your-muse-matters-more-than-chasing-money/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 27 Jan 2026 16:40:09 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510812</guid>

					<description><![CDATA[<p>&#160; Going to War With Resistance: Why Purpose Beats Profit Every Time I’ve been reading The War of Art by Steven Pressfield — not The Art of War, but The...</p>
<p>The post <a href="https://brantphillips.com/principles-over-profit-why-pursuing-your-muse-matters-more-than-chasing-money/">Principles Over Profit: Why Pursuing Your Muse Matters More Than Chasing Money</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<p><iframe title="Going to War With Resistance: Why Purpose Beats Profit Every Time" width="1170" height="658" src="https://www.youtube.com/embed/q3zsnVtZ5Rk?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<h1 style="text-align: center;">Going to War With Resistance: Why Purpose Beats Profit Every Time</h1>
<p>I’ve been reading <em>The War of Art</em> by Steven Pressfield — not <em>The Art of War</em>, but <em>The War of Art</em>. If you’re an entrepreneur, creator, or investor, this book hits differently.</p>
<p>At its core, the book is about <strong>resistance</strong>. That invisible force that shows up whenever you’re about to do the work that actually matters. The work tied to your calling. The thing you feel compelled to do, often without needing permission, applause, or even a paycheck.</p>
<p>That calling is what Pressfield calls your <strong>muse</strong>.</p>
<p>And here’s the uncomfortable truth: if you want to live a meaningful life or build something that lasts, you have to be willing to go to war for it.</p>
<p>&nbsp;</p>
<h2>Your Business Is Your Art</h2>
<p>Even if you don’t consider yourself an artist, if you’re an entrepreneur, your business <em>is</em> your art.</p>
<p>Most people don’t fail because they lack information. They fail because they aren’t committed to going to war with resistance.</p>
<p>Instead, they chase money.</p>
<p>And the pursuit of money alone always leads to a dead end.</p>
<p>Money by itself won’t give you fulfillment, peace, joy, or meaning. It won’t carry you through setbacks, criticism, market shifts, or long seasons where things don’t work.</p>
<p>What <em>is</em> sustainable is pursuing the calling that lives in your heart.</p>
<p>&nbsp;</p>
<h2>Vincent Van Gogh and the Cost of Calling</h2>
<p>Pressfield uses Vincent Van Gogh as an example, and it stops you in your tracks.</p>
<p>Van Gogh never sold a single piece of art during his lifetime. 😱</p>
<p>Not because he wasn’t trying. Not because he didn’t care.</p>
<p>He was a literal starving artist.</p>
<p>But it didn’t stop him.</p>
<p>Why?</p>
<p>Because he wasn’t chasing money. He was pursuing his muse.</p>
<p>He kept creating because creating was who he was. Money didn’t define the work. The work defined the man.</p>
<p>Centuries later, his art is priceless.</p>
<p>&nbsp;</p>
<h2>The Difference Between a Muse and a Hack</h2>
<p>Pressfield draws a sharp distinction between two types of people:</p>
<p><strong>Those who follow their muse</strong>  and <strong>Those who act like hacks</strong></p>
<p>A hack isn’t evil. A hack is simply someone who is in it <em>only</em> for the money.</p>
<p>They study trends, chase what’s hot, and jump from strategy to strategy trying to capitalize on whatever the market rewards in the moment.</p>
<p>There’s nothing wrong with making money.</p>
<p>But there <em>is</em> a difference.</p>
<p>When things get hard and they always do the person chasing money quits.</p>
<p>The person pursuing their calling adjusts.</p>
<p>&nbsp;</p>
<h2>Why I Never Quit Real Estate</h2>
<p>I didn’t get into real estate for money.</p>
<p>I got into it for freedom. For impact. For alignment with what I felt called to do.</p>
<p>After more than 500 deals, tens of thousands of mortgage payments made, and raising roughly $50 million in private capital, I’ve never missed a payment to a private lender.</p>
<p>Not once.</p>
<p>And it’s not because I’m special.</p>
<p>It’s because this work is my muse.</p>
<p>Serving private lenders. Protecting their capital. Honoring trust.</p>
<p>That’s what keeps you going when logic says you should quit.</p>
<p>I’ve gone through situations where people told me flat out, “I would’ve walked away.”</p>
<p>They weren’t wrong.</p>
<p>But when the work is tied to your heart, quitting isn’t an option.</p>
<p>&nbsp;</p>
<h2>Final Thought</h2>
<p>If you’re stuck, burned out, or questioning your path, ask yourself this:</p>
<p>Are you pursuing money or are you pursuing your calling?</p>
<p>One leads to burnout. The other leads to legacy.</p>
<p>And only one is worth going to war for.</p>
<p>&nbsp;</p>
<p>Ready to Build Wealth the Right Way? Let’s Take the Next Step Together.</p>
<p>The post <a href="https://brantphillips.com/principles-over-profit-why-pursuing-your-muse-matters-more-than-chasing-money/">Principles Over Profit: Why Pursuing Your Muse Matters More Than Chasing Money</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>📣 Risk-Free Flipping: How to Flip Without Losing Money</title>
		<link>https://brantphillips.com/%f0%9f%93%a3-risk-free-flipping-how-to-flip-without-losing-money/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Thu, 22 Jan 2026 20:31:23 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510796</guid>

					<description><![CDATA[<p>Ownership, Action, and the Real Path to Wealth   &#160; Real change starts when you stop drifting and start taking ownership of your results. This session wasn’t about hype, shortcuts, or...</p>
<p>The post <a href="https://brantphillips.com/%f0%9f%93%a3-risk-free-flipping-how-to-flip-without-losing-money/">📣 Risk-Free Flipping: How to Flip Without Losing Money</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 style="text-align: center;"><a href="https://youtu.be/vea2U-Dw3RQ"><b><span style="font-size: large;">Ownership, Action, and the Real Path to Wealth  </span></b></a></h3>
<p><a href="https://youtu.be/vea2U-Dw3RQ"><img decoding="async" class=" wp-image-510798 aligncenter" src="https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-510x383.jpeg" alt="" width="806" height="605" srcset="https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-510x383.jpeg 510w, https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-900x675.jpeg 900w, https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-768x576.jpeg 768w, https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-1536x1152.jpeg 1536w, https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216-640x480.jpeg 640w, https://brantphillips.com/wp-content/uploads/2026/01/5484100498507134216.jpeg 2048w" sizes="(max-width: 806px) 100vw, 806px" /></a></p>
<p>&nbsp;</p>
<div>
<p><strong>Real change starts when you stop drifting and start taking ownership of your results.</strong></p>
<p>This session wasn’t about hype, shortcuts, or overnight success. It was a real conversation about what it actually takes to build wealth, navigate uncertainty, and stay committed long enough to see results.</p>
<p>&nbsp;</p>
<h3>Ownership Comes Before Growth</h3>
<p>One of the biggest themes was personal ownership. Growth in business and life doesn’t happen by waiting for the perfect market, the perfect deal, or the perfect timing. It happens when you decide to step up and do the work.</p>
<p>There are no “magic pills” for success. While complex topics can be simplified for better understanding, building a business and managing life’s challenges still requires effort, discipline, and consistency. The work isn’t easy, but it’s worth it when the goal is long-term wealth and freedom.</p>
<p>&nbsp;</p>
<h3>Understanding Market Reality</h3>
<p>Another important conversation focused on market truth. Real estate does not always go up. Much of what people have experienced in recent years has been influenced by external factors like government money printing, not guaranteed fundamentals.</p>
<p>Uncertain markets can create opportunity, but only for those who move with intention and clarity. The real objective isn’t chasing quick wins or relying solely on flips. True wealth is built through long-term investing and strong businesses. Flipping can support a lifestyle, but it’s not the foundation of lasting wealth.</p>
<p>&nbsp;</p>
<h3>Wealth Is About Alignment, Not Just Money</h3>
<p>Wealth was framed as more than a dollar amount. It’s a byproduct of alignment across key areas of life:</p>
<ul>
<li>Faith and purpose</li>
<li>Family and relationships</li>
<li>Health and physical well-being</li>
<li>Business and finances</li>
</ul>
<p>When these areas are aligned, focus sharpens, decision-making improves, and progress becomes more sustainable. The reminder was clear: be in the arena, doing the work, learning through action not sitting on the sidelines as a spectator.</p>
<p>&nbsp;</p>
</div>
<div>
<h3>Information Without Implementation Doesn’t Work</h3>
<p>A strong reminder throughout the session was that information alone doesn’t create results. Growth accelerates when learning is paired with action.</p>
<p>The right mindset, practical skills, supportive environments, and accountability all play a role in pushing forward. Being around people who expect more from themselves raises the standard for everyone involved.</p>
<p>&nbsp;</p>
<h3>Managing Risk the Right Way</h3>
<p>Risk isn’t eliminated in real estate, it’s managed.</p>
<p>The most effective way to reduce risk is buying deals correctly. Accurate numbers, conservative assumptions, and clear guardrails matter. Over-rehabbing and ego-driven projects increase exposure and holding costs. The focus remains on the minimum effective work needed to create the best return while keeping buyer demand strong.</p>
<p>&nbsp;</p>
<h3>Always Have More Than One Exit</h3>
<p>Markets shift and plans change. That’s why multiple exit strategies matter. When Plan A doesn’t work, having Plan B (or C) allows forward momentum without panic.</p>
<p>Sometimes the best move is speed over scale taking a smaller, cleaner win through wholesaling instead of stretching risk for marginal gains. Knowing when to pivot is part of staying profitable long-term.</p>
<p>&nbsp;</p>
<h3>Staying Steady Through Setbacks</h3>
<p>Setbacks are part of the process. One deal doesn’t define a career unless it’s allowed to. There are often more options than first appear, renting, restructuring, owner financing, or partnering.</p>
<p>Patience and perspective matter. Closing the loop on underperforming deals frees up time, energy, and focus for better opportunities ahead.</p>
<p>&nbsp;</p>
<h3>Final Thoughts</h3>
<p>This Brkthru session reinforced that wealth is built through clarity, discipline, and consistent action—not shortcuts. Progress comes from staying aligned, managing risk wisely, and remaining committed even when things don’t go as planned.</p>
</div>
<p>👉 Watch the full lesson here:<br />
<a href="https://youtu.be/vea2U-Dw3RQ">[WATCH THE FULL LESSON]</a></p>
<p>&nbsp;</p>
<div>
<p>If you’re serious about growth, ownership, and long-term wealth, the conversation continues at the next <a href="https://thebrkthru.com/">Brkthru</a>.</p>
</div>
<p>The post <a href="https://brantphillips.com/%f0%9f%93%a3-risk-free-flipping-how-to-flip-without-losing-money/">📣 Risk-Free Flipping: How to Flip Without Losing Money</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>How do you become a Rich Dad or Rich Mom instead of a Poor Dad or Poor Mom? [In Today&#8217;s world]</title>
		<link>https://brantphillips.com/how-do-you-become-a-rich-dad-or-rich-mom-instead-of-a-poor-dad-or-poor-mom-in-todays-world/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Thu, 15 Jan 2026 21:55:13 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510781</guid>

					<description><![CDATA[<p>This wasn’t about hype or motivational fluff. It was about understanding how wealthy people actually think, make decisions, and build something that lasts. &#160; The core question we tackled was...</p>
<p>The post <a href="https://brantphillips.com/how-do-you-become-a-rich-dad-or-rich-mom-instead-of-a-poor-dad-or-poor-mom-in-todays-world/">How do you become a Rich Dad or Rich Mom instead of a Poor Dad or Poor Mom? [In Today&#8217;s world]</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h4>This wasn’t about hype or motivational fluff. It was about understanding how wealthy people actually think, make decisions, and build something that lasts.</h4>
<p><a href="https://youtu.be/WwQgKMUkGgg"><img decoding="async" class="wp-image-510782 aligncenter" src="https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-510x383.jpg" alt="" width="792" height="595" srcset="https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-510x383.jpg 510w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-900x675.jpg 900w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-768x576.jpg 768w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-1536x1152.jpg 1536w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-2048x1536.jpg 2048w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7445-640x480.jpg 640w" sizes="(max-width: 792px) 100vw, 792px" /></a></p>
<p>&nbsp;</p>
<p>The core question we tackled was simple, but powerful:</p>
<p>How do you become a Rich Dad or Rich Mom instead of a Poor Dad or Poor Mom? [In Today&#8217;s world]</p>
<p>Inspired by <strong>Rich Dad Poor Dad</strong>, the conversation went far beyond the book and into real-life experience, real mistakes, and real lessons learned the hard way.</p>
<p>&nbsp;</p>
<p><strong>Wealth Is Bigger Than Money</strong><br />
One thing that continues to set TheBrkthru apart is this truth: money alone isn’t the goal. Long-term growth requires balance.</p>
<p>&nbsp;</p>
<p><strong>Financial Education Changes Everything</strong><br />
Working hard isn’t the problem.<br />
Lack of understanding is.</p>
<p>Financial education isn’t a one-time lesson or a book you read once. It’s an ongoing process. Without it, people follow rules that no longer work and wonder why they stay stuck.</p>
<p>That awareness alone can change the trajectory of someone’s life.</p>
<p>&nbsp;</p>
<p><strong>Assets vs. Liabilities: The Moment It Clicks</strong><br />
An asset puts money in your pocket.<br />
A liability takes money out.</p>
<p>Most people think they own assets, but in reality, they’re carrying expenses. That realization can be uncomfortable, but it’s also freeing. Once you understand it, you start making very different decisions.</p>
<p>&nbsp;</p>
<p><strong>Letting Money Work Instead of You</strong><br />
The goal isn’t to work harder forever. The goal is to build systems that work even when you’re not there.</p>
<p>The conversation walked through the natural evolution many investors experience:</p>
<p>Starting with single-family rentals</p>
<p>Expanding into lending and construction</p>
<p>Moving into larger commercial assets like mobile home parks and RV parks</p>
<p>Every move was guided by one simple principle:<br />
<strong>&gt;&gt;&gt; low risk, high reward &lt;&lt;&lt;</strong></p>
<p>If a deal doesn’t cash flow, doesn’t scale, or doesn’t offer multiple exits, it deserves a second look or a hard pass.</p>
<p>&nbsp;</p>
<p><strong>Mind Your Own Business</strong><br />
One of the most important reminders from the session was this: don’t outsource your future.</p>
<p>Relying on a job alone puts your financial destiny in someone else’s hands. Building your own income streams even alongside a career puts you back in control.</p>
<p>That shift doesn’t happen overnight, but it starts with awareness and intention.</p>
<p>Debt, Taxes, and the Unsexy Truths<br />
Some of the most valuable conversations are the ones people avoid.</p>
<p>Debt isn’t evil, but it’s dangerous if you don’t understand it. It exposes weak fundamentals fast.</p>
<p>Cash flow matters. Sustainability matters. And tax planning matters way earlier than most people want to admit.</p>
<p>&nbsp;</p>
<p><strong>Vision Is the Difference</strong><br />
Becoming a Rich Dad or Rich Mom isn’t just about income goals. It’s about vision.</p>
<p>When you know what you’re building toward, fear has less control. Decisions get clearer. And progress becomes intentional instead of reactive.</p>
<p>Most people aren’t stuck because they don’t work hard.</p>
<p>They’re stuck because they’re playing by rules that don’t serve them anymore.</p>
<p>If you’re ready to stop circling and start building…</p>
<p>You belong at <strong><a href="https://thebrkthru.com/">The Breakthru.</a></strong></p>
<p>&nbsp;</p>
<p>👉 Watch the full lesson here:<br />
<a href="https://youtu.be/WwQgKMUkGgg">[WATCH THE FULL LESSON]</a></p>
<p>&nbsp;</p>
<p>Every week.</p>
<p>No fluff.</p>
<p>Just breakthroughs.</p>
<p><a href="https://www.meetup.com/meetup-group-pavfkywk/events/312790425/?utm_medium=referral&amp;utm_campaign=share-btn_savedevents_share_modal&amp;utm_source=link&amp;utm_version=v2&amp;member_id=477984664">&gt;&gt;&gt; Get registered Now &lt;&lt;&lt;</a></p>
<p>&nbsp;</p>
<p>See you next week. 👊</p>
<p>Brant Phillips</p>
<p>The post <a href="https://brantphillips.com/how-do-you-become-a-rich-dad-or-rich-mom-instead-of-a-poor-dad-or-poor-mom-in-todays-world/">How do you become a Rich Dad or Rich Mom instead of a Poor Dad or Poor Mom? [In Today&#8217;s world]</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>TheBrkthru: Setting the Foundation That Actually Matters [Launch]</title>
		<link>https://brantphillips.com/thebrkthru-setting-the-foundation-that-actually-matters-launch/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Thu, 08 Jan 2026 21:40:20 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510766</guid>

					<description><![CDATA[<p>A successful Launch Day  @TheBrkthru, and the energy in the room confirmed what we already knew: people are done with the information loop. They want CLARITY. They want ALIGNMENT. And...</p>
<p>The post <a href="https://brantphillips.com/thebrkthru-setting-the-foundation-that-actually-matters-launch/">TheBrkthru: Setting the Foundation That Actually Matters [Launch]</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-pm-slice="0 0 []"><a href="https://youtu.be/GAj4JVtiVr4"><img loading="lazy" decoding="async" class="alignnone wp-image-510767" src="https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-510x320.jpg" alt="" width="840" height="527" srcset="https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-510x320.jpg 510w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-900x564.jpg 900w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-768x481.jpg 768w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-1536x963.jpg 1536w, https://brantphillips.com/wp-content/uploads/2026/01/IMG_7328-2048x1284.jpg 2048w" sizes="(max-width: 840px) 100vw, 840px" /></a></p>
<p data-pm-slice="0 0 []">A successful Launch Day  @<a href="http://thebrkthru.com">TheBrkthru</a>, and the energy in the room confirmed what we already knew: people are done with the information loop.</p>
<p>They want CLARITY.</p>
<p>They want ALIGNMENT.</p>
<p>And most importantly, they want ACTION.</p>
<p>&nbsp;</p>
<p>Not hype.</p>
<p>Not theory overload.</p>
<p>Not another strategy loop.</p>
<p>&nbsp;</p>
<p>This first session set the standard for what TheBrkthru is about: <strong>real fundamentals, real conversations, and real action.</strong></p>
<p>What We’re Covering at <a href="https://www.meetup.com/meetup-group-pavfkywk/events/312790425/?utm_medium=referral&amp;utm_campaign=share-btn_savedevents_share_modal&amp;utm_source=link&amp;utm_version=v2&amp;member_id=477984664">TheBrkthru</a></p>
<p>TheBrkthru isn’t about chasing shiny tactics. It’s about building something that lasts.</p>
<p>Each week, we’ll be diving into:</p>
<p>&nbsp;</p>
<ul>
<li>Tactical real estate subjects you can actually apply</li>
<li>Real-world case studies</li>
<li>Raising capital, identified as the number one skill set of any entrepreneur</li>
<li>Core real estate fundamentals that hold up in any market</li>
<li>Breaking through personal development &amp; mindset limitations holding you back</li>
</ul>
<p>&nbsp;</p>
<p>Because strategies change. Markets cycle.</p>
<p><strong>But fundamentals (business &amp; personal) are what keep you standing when things shift.</strong></p>
<p>&nbsp;</p>
<p><strong>Why Mindset Isn’t Optional</strong></p>
<p>A major focus of <a href="https://www.meetup.com/meetup-group-pavfkywk/events/312790425/?utm_medium=referral&amp;utm_campaign=share-btn_savedevents_share_modal&amp;utm_source=link&amp;utm_version=v2&amp;member_id=477984664">TheBrkthru </a>will always be the <strong>mindset conversation</strong>—because success without sustainability isn’t success at all.</p>
<p>When one of those areas is off, it eventually shows up in your business. You can’t build long-term wealth while ignoring the foundation of your life.</p>
<p>&nbsp;</p>
<p><strong>The Real Enemy: Resistance</strong></p>
<p>One of the most powerful conversations from Day 1 centered on <strong>RESISTANCE</strong>, a concept from The War of Art by Steven Pressfield.</p>
<p>Resistance isn’t external.</p>
<p>It’s internal.</p>
<p>It shows up as:</p>
<ul>
<li>Justifying inaction</li>
<li>Telling yourself stories about why now isn’t the right time</li>
<li>Avoiding hard truths about your finances, habits, or effort</li>
</ul>
<p>We addressed this head-on, especially in light of what’s happening right now—<strong>hedge funds returning to local markets like Houston.</strong> Action is no longer optional. Sitting on the sidelines has a cost.</p>
<p>&nbsp;</p>
<p><strong>Clarity Is the Real Crisis</strong></p>
<p>One of the biggest takeaways from Day 1:</p>
<ul>
<li>Clarity is the crisis.</li>
<li>Most people don’t fail because they don’t know how.</li>
<li>They fail because they don’t know what they actually want.</li>
<li>Once you get clear on the destination, the “how” becomes much easier to navigate.</li>
</ul>
<p><strong>More Than Money</strong></p>
<p>Another key theme: don’t become one-dimensional.</p>
<p>Chasing money alone is a fast track to burnout. True growth comes from aligning <strong>every area of your life</strong> so your business has fuel, not friction.</p>
<p><strong>The Four Pillars of Success</strong></p>
<ol>
<li>We closed Day 1 by anchoring everything to four non-negotiables:</li>
<li>Mindset (optimized with Clarity)</li>
<li>Skill-sets (that work in today&#8217;s atmosphere)</li>
<li>Environment (Community, ex: theBrkthru)</li>
<li>Accountability (get out of your comfort zone)</li>
</ol>
<p>&nbsp;</p>
<p>👉 Watch the full lesson here:<br />
<a href="https://youtu.be/GAj4JVtiVr4">[WATCH THE FULL LESSON]</a></p>
<p>&nbsp;</p>
<p>And one final reminder: <strong>don’t quit early.</strong></p>
<p>Real change doesn’t happen in 21 days.</p>
<p>Habits take closer to 60 days and sometimes hundreds to truly hardwire.</p>
<p>&nbsp;</p>
<p><strong>What’s Next</strong></p>
<p>Next week, we’ll shift into a powerful conversation inspired by Rich Dad Poor Dad—how to start thinking and operating like a Rich Dad or Rich Mom, based on real experience, not theory.</p>
<p>If you’re tired of consuming information without transformation…</p>
<p>If you’re ready to stop circling and start building…</p>
<p>You belong at <a href="https://www.meetup.com/meetup-group-pavfkywk/events/312790425/?utm_medium=referral&amp;utm_campaign=share-btn_savedevents_share_modal&amp;utm_source=link&amp;utm_version=v2&amp;member_id=477984664">The Breakthru.</a></p>
<p>&nbsp;</p>
<p>Every week.</p>
<p>No fluff.</p>
<p>Just breakthroughs.</p>
<p><a href="https://www.meetup.com/meetup-group-pavfkywk/events/312790425/?utm_medium=referral&amp;utm_campaign=share-btn_savedevents_share_modal&amp;utm_source=link&amp;utm_version=v2&amp;member_id=477984664">&gt;&gt;&gt; Get registered Now &lt;&lt;&lt;</a></p>
<p>&nbsp;</p>
<p>See you next week. 👊</p>
<p>Brant Phillips</p>
<p>The post <a href="https://brantphillips.com/thebrkthru-setting-the-foundation-that-actually-matters-launch/">TheBrkthru: Setting the Foundation That Actually Matters [Launch]</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Crush Your Goals This Year: A Simple Framework (Most Ignore)</title>
		<link>https://brantphillips.com/crush-your-goals-this-year-a-simple-framework-most-ignore/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 30 Dec 2025 20:18:03 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510752</guid>

					<description><![CDATA[<p>&#160; Every year, people set goals. And every year… most people quit. I read that only about 8% of people actually follow through and achieve their New Year’s goals. Whether that number...</p>
<p>The post <a href="https://brantphillips.com/crush-your-goals-this-year-a-simple-framework-most-ignore/">Crush Your Goals This Year: A Simple Framework (Most Ignore)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><iframe title="Crush Your Goals This Year: A Simple Framework (Most Ignore)" width="1170" height="658" src="https://www.youtube.com/embed/ZsLW9KBRC1Y?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<p>Every year, people set goals.</p>
<p>And every year… most people quit.</p>
<p>I read that only about <strong>8%</strong> of people actually follow through and achieve their New Year’s goals. Whether that number is exact or not, we all know the reality:</p>
<p>Most people start strong… and fade fast.</p>
<p>So what’s the difference between the people who <em>wish</em> and the people who <em>win</em>?</p>
<p>It’s not talent.</p>
<p>It’s not luck.</p>
<p>It’s not “motivation.”</p>
<p>It’s <strong>focus, identity, and systems</strong>.</p>
<p>Let’s talk about goal-setting that actually works.</p>
<h2 style="text-align: center;">The 92% Trap: Why Most People Don’t Hit Their Goals</h2>
<p>Here’s what I see over and over again and I’ve been guilty of all of these:</p>
<h3>1) They stay busy and call it progress</h3>
<p>“Hustle” and “momentum” aren’t the same thing.</p>
<p>Busy work does not automatically create:</p>
<ul>
<li>momentum</li>
<li>profit</li>
<li>assets</li>
<li>progress</li>
</ul>
<p>You can be exhausted and still be standing in the same place.</p>
<h3>2) They set goals… then forget them</h3>
<p>A goal you don’t review becomes a wish.</p>
<p>A lot of people set goals in January and forget them by February.</p>
<h3>3) They become a “yes” person</h3>
<p>You should be saying <strong>no</strong> to a lot more than you say yes to.</p>
<p>When everything is important, nothing is.</p>
<h3>4) They get overwhelmed and quit</h3>
<p>Too many goals turns into chaos. Chaos turns into burnout. Burnout turns into quitting.</p>
<h2 style="text-align: center;">The Real Problem: Most People Set Bad Goals</h2>
<p>Let’s call it what it is. A lot of goals fail because they’re not <em>real goals,</em> they’re ego goals.</p>
<p>Here are a few examples of “bad goals”:</p>
<h3>Too many goals</h3>
<p>This is the #1 issue.</p>
<p>When you try to chase everything, you build nothing.</p>
<h3>Unrealistic goals</h3>
<p>I hear it all the time:</p>
<p>“I want to net a million dollars in 90 days.”</p>
<p>And then I ask:</p>
<ul>
<li>What’s your experience? <strong>None.</strong></li>
<li>What capital do you have? <strong>None.</strong></li>
<li>What systems do you have in place? <strong>None.</strong></li>
</ul>
<p>Could it happen? Maybe. But it’s likely not happening <strong>right now</strong>  and starting with something unrealistic usually leads to quitting.</p>
<h3>Goals that sound good… but aren’t aligned</h3>
<p>Some goals are really just borrowed dreams.</p>
<p>They look good on social media.<br />
They impress people.<br />
But they don’t move <em>you</em>.</p>
<p>And when the obstacles hit (and they will), that goal won’t be compelling enough to carry you through.</p>
<h2 style="text-align: center;">The Key Shift: Your Identity Is Greater Than Your Ego</h2>
<p>This is where goals start to work.</p>
<p>When your goals align with your <strong>identity</strong> , who you are called to be they become sustainable.</p>
<p>Not everybody is meant to have Grant Cardone goals. That’s fine.</p>
<p>Your goals should resonate with:</p>
<ul>
<li>your values</li>
<li>your calling</li>
<li>your season</li>
<li>your priorities</li>
</ul>
<p>And once you’ve got that clarity, the strategy becomes simple:</p>
<p><strong>Simplify the steps. Stay focused. Reinforce wins.</strong></p>
<p>Success comes from “singles.” Little base hits over and over and over score runs.</p>
<h2 style="text-align: center;">The Framework: How to Actually Crush Goals</h2>
<h3>1) Choose fewer goals and progress faster</h3>
<p>If you focus on <strong>one big goal</strong> for the year, you can break it down into supporting goals that stack.</p>
<p>Fewer goals = faster progress.</p>
<h3>2) Reverse engineer the big vision into small wins</h3>
<p>Think big, yes.</p>
<p>But understand the only way you get there is by smashing little goals:</p>
<ul>
<li>today</li>
<li>this week</li>
<li>this month</li>
<li>this quarter</li>
</ul>
<p>Imperfect progress is better than perfection.</p>
<h3>3) Hyperfocus on the constraint</h3>
<p>Look at Einstein. Look at Elon.</p>
<p>High performers don’t “float.” They attack constraints.</p>
<p>They find the biggest bottleneck and go all-in until it’s solved  then move to the next one.</p>
<h3>4) Become the person who achieves the goal</h3>
<p>This is identity-based goal setting.</p>
<p>In business (or real estate, for example), the steps aren’t complicated:</p>
<ul>
<li>marketing</li>
<li>conversations</li>
<li>analyzing deals</li>
<li>raising capital</li>
<li>executing</li>
<li>building a team</li>
</ul>
<p>The hard part isn’t the knowledge.</p>
<p>The hard part is becoming the person with the discipline to do it consistently.</p>
<p>That’s leadership. That’s growth.</p>
<h2 style="text-align: center;">My Personal Reset for the New Year: Discipline Comes First</h2>
<p>I’ll be real with you  I’m not getting younger. I’m turning <strong>51</strong> this week.</p>
<p>I’m still high energy, but not like I was 20 years ago.</p>
<p>So I’m starting my year with something that strengthens discipline and resets my body: <strong>an extended fast</strong>.</p>
<p>I’m not a doctor do your own research but I’ve done it before and I believe there are major benefits.</p>
<p>Why am I doing it?</p>
<p>Because I need to become the person I need to be in <strong>2026</strong>.</p>
<p>And part of that identity is being a man of discipline.</p>
<h2 style="text-align: center;">The Practice That Changes Everything: Take Time to Think</h2>
<p>If you do nothing else this week, do this:</p>
<h3>Block time to think.</h3>
<p>Not to catch up.</p>
<p>Not to plan tasks.</p>
<p>Not to stay busy.</p>
<p><strong>To get clarity.</strong></p>
<p>Turn everything off.</p>
<p>Get a pen and paper.</p>
<p>No phone.</p>
<p>No distractions.</p>
<p>Write down:</p>
<ul>
<li>the vision</li>
<li>the goal</li>
<li>the problem</li>
<li>the constraint</li>
</ul>
<p>And sit with it.</p>
<p>If you don’t design your next chapter, someone else will the world will gladly program your attention for you.</p>
<h2 style="text-align: center;">Your Environment Matters: Get Sharpened + Get Accountable</h2>
<p>Clarity is one piece. Accountability is the next.</p>
<p>You need:</p>
<ul>
<li>the right mindset environment</li>
<li>improved skill sets</li>
<li>and accountability where failure isn’t an option</li>
</ul>
<p>Because when you have to report back to someone, you move differently.</p>
<h2 style="text-align: center;">Review Your Goals Until They Become Your Default</h2>
<p>I review:</p>
<ul>
<li>a vision board weekly</li>
<li>reminders and habits daily</li>
<li>and specific items on my calendar regularly</li>
</ul>
<p>Why?</p>
<p>Because <strong>your brain believes repetition.</strong></p>
<p>Reinforcement matters.</p>
<p>Fill your mind with what you’re building and where you’re going.</p>
<p>That’s not fluff. That’s strategy.</p>
<h2 style="text-align: center;">!DON&#8217;T QUIT!</h2>
<p>You can’t fail if you don’t give up.</p>
<p>It’s going to get hard. It’s supposed to.</p>
<p>And if it feels <em>really</em> hard, you might be right on the edge of a breakthrough.</p>
<p>When it feels heavy, the fastest way to snap out of it is this:</p>
<p><strong>Focus on a more compelling future.</strong></p>
<p>That future pulls you forward.</p>
<p>So don’t quit.</p>
<p>Keep moving.</p>
<p>That’s how you crush your goals.</p>
<p>If this helped you, do one thing today:</p>
<p><strong>Schedule a “thinking block” this week,</strong> even if it’s just one hour and get crystal clear on your one goal for the year and the first small wins that move it forward.</p>
<p>Let’s make this the year you actually follow through.</p>
<p>And if you need help, you know where to find me.</p>
<p>&nbsp;</p>
<p>All the best,</p>
<p>Brant Phillips</p>
<h6></h6>
<h6><b>P.S. I turned 51 this week, so as a small “thank you” for your support, if you contact me (<a href="mailto:brant@brantphillips.com" target="_blank" rel="noopener">brant@brantphillips.com</a>) and tell me your one goal for the year. I’ll respond with one suggested first win you can knock out in the next 7 days</b></h6>
<p>The post <a href="https://brantphillips.com/crush-your-goals-this-year-a-simple-framework-most-ignore/">Crush Your Goals This Year: A Simple Framework (Most Ignore)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>From Police Officer to $50M Raised: Investing in Affordable Housing</title>
		<link>https://brantphillips.com/from-police-officer-to-50m-raised-investing-in-affordable-housing/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 16 Dec 2025 15:13:33 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510745</guid>

					<description><![CDATA[<p>&#160; How I Went from Broke, Burned Out, and Uncertain to Building a Real Estate Empire, One Steady Step at a Time 👉 Want the full breakdown  https://youtu.be/DiOkjsgNJWE Raising money...</p>
<p>The post <a href="https://brantphillips.com/from-police-officer-to-50m-raised-investing-in-affordable-housing/">From Police Officer to $50M Raised: Investing in Affordable Housing</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<p>&nbsp;</p>
<p><iframe title="From Police Officer to $50M Raised: Investing in Affordable Housing" width="1170" height="658" src="https://www.youtube.com/embed/DiOkjsgNJWE?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<h1>How I Went from Broke, Burned Out, and Uncertain to Building a Real Estate Empire, One Steady Step at a Time</h1>
<h4>👉 Want the full breakdown  <a href="https://youtu.be/DiOkjsgNJWE">https://youtu.be/DiOkjsgNJWE</a></h4>
<p>Raising money for real estate didn’t come naturally to me. In fact, if you told me 18 years ago when I was patrolling the streets as a broke police officer that I’d one day raise nearly $50 million for real estate investments…<br />
I probably would’ve laughed.</p>
<p>But here I am. And yes can you believe it?<br />
18 years later, I’m standing in front of rooms like this, teaching others how to build wealth through mobile home parks and private capital.</p>
<h2>Slow &amp; Steady Wins, Every Time</h2>
<p>I’m not the “raise $50 million next week” type.<br />
I’m the tortoise in the race, slow, steady, consistent and it worked.</p>
<p>I moved from single-family deals to mobile home parks after seeing the numbers, the cash flow, and the stability that most investors overlooked. People laughed at mobile home parks back then…<br />
Today? Everyone wants one..</p>
<h2>My Turning Point: From Scarcity to Service</h2>
<p>When I first started raising private money, I was nervous, insecure, unsure of myself.<br />
I felt like a beggar, like I was asking for help.</p>
<p>Then one phone call changed the way I saw everything.</p>
<p>A partner told me:<br />
“If I hadn’t invested with you last year, my account would’ve been wiped out. I’m grateful you called me.”</p>
<p>That moment flipped a switch.</p>
<p>I realized:<br />
I’m not begging.<br />
I’m serving.<br />
I’m creating opportunities.<br />
I’m helping people protect and grow their wealth.</p>
<p>Once I adopted that mindset, everything shifted.</p>
<h2>The Real Secret to Raising Millions</h2>
<p>People think raising money is about selling.<br />
It’s not.</p>
<p>It’s about <strong>education.</strong><br />
It’s about <strong>sharing value.</strong><br />
It’s about <strong>helping people understand what’s possible.</strong></p>
<p>Private money flows to two things:</p>
<p><strong>✔ Good deals</strong><br />
<strong>✔ Trustworthy people</strong></p>
<p>Do those consistently, and money starts coming to you.</p>
<p>Over the years I’ve paid off 10,000+ mortgages, many of them private lenders.<br />
That&#8217;s the impact.<br />
That’s trust earned through consistency.</p>
<h2>Attraction &gt; Persuasion</h2>
<p>The best money-raising strategy I’ve ever used?</p>
<p><strong>Education.</strong><br />
Blogs, books, videos, meetups, speaking, teaching constantly adding value.</p>
<p>If you want people to invest with you, give them something worth trusting:</p>
<p>• A clear message<br />
• A strong online presence<br />
• A track record of integrity<br />
• Stories that show who you are, not just what you do</p>
<p>Because at the end of the day, plenty of investors offer great returns.<br />
But there’s only one you.</p>
<p>And people invest in people.</p>
<h2>From Mobile Home Parks to Millions Raised</h2>
<p>Because the story behind the story is powerful:</p>
<p>• Affordable housing is needed more than ever<br />
• Communities benefit<br />
• Families gain stability<br />
• Investors get consistent returns<br />
• Deals make sense even in rough markets</p>
<p>When you can tell that story and tell it well, raising money becomes natural.</p>
<h2>Where I Am Now</h2>
<p>• Ex-police officer<br />
• Nearly $50M raised<br />
• Thousands of families impacted<br />
• A growing portfolio of mobile home parks<br />
• And still educating every day</p>
<p>Not because I’m trying to “sell”…<br />
But because I know education changes lives, mine, my lenders’, and my communities&#8217;.</p>
<p>Ready to Build Wealth the Right Way? Let’s Take the Next Step Together.<br />
👉 Want the full breakdown <a href="https://youtu.be/DiOkjsgNJWE">WATCH HERE</a></p>
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<p>The post <a href="https://brantphillips.com/from-police-officer-to-50m-raised-investing-in-affordable-housing/">From Police Officer to $50M Raised: Investing in Affordable Housing</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>A Failproof Way to Fund Your Real Estate Deals</title>
		<link>https://brantphillips.com/a-failproof-way-to-fund-your-real-estate-deals/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Mon, 24 Nov 2025 17:06:40 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510727</guid>

					<description><![CDATA[<p>If you&#8217;re in real estate long enough, you eventually run into the same wall every investor hits: “I’ve got deals… but how do I fund them?” Or worse: “I don’t...</p>
<p>The post <a href="https://brantphillips.com/a-failproof-way-to-fund-your-real-estate-deals/">A Failproof Way to Fund Your Real Estate Deals</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<p><iframe title="A Failproof Way to Fund Your Real Estate Deals" width="1170" height="658" src="https://www.youtube.com/embed/GEvT8j4Yya8?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<h2></h2>
<h2><span style="font-family: arial, sans-serif;">If you&#8217;re in real estate long enough, you eventually run into the same wall every investor hits:</span></h2>
<h3><span style="font-family: arial, sans-serif;"><strong>“I’ve got deals… but how do I fund them?”</strong><br />
Or worse:<br />
<strong>“I don’t have money, so I guess I can’t invest.”</strong></span></h3>
<h1><span style="font-family: arial, sans-serif;">Both are lies.</span></h1>
<p><span style="font-family: arial, sans-serif;">When I got started, I had <em>no</em> money. And that turned out to be one of the greatest blessings of my career. It forced me to learn the real game: raising capital, structuring deals creatively, and getting projects funded even when the bank account said “nope.”</span></p>
<p><span style="font-family: arial, sans-serif;">Over the years, and hundreds of deals later, I discovered something that has never failed me.<br />
Not once.<br />
Not in different markets, not across different asset classes, not with different partners, lenders, or strategies.</span></p>
<p><span style="font-family: arial, sans-serif;">There’s a <strong>failproof formula</strong> for funding real estate deals.</span></p>
<p><span style="font-family: arial, sans-serif;">And no, it’s not complicated.<br />
It’s not “guru magic.”<br />
It’s not even math.</span></p>
<p><span style="font-family: arial, sans-serif;">In the training below, I break the entire thing down <b>step-by-step</b> so you can stop overcomplicating this business and start getting deals funded consistently.</span></p>
<p><span style="font-family: arial, sans-serif;">Let’s get into it.</span></p>
<h2><strong><span style="font-family: arial, sans-serif;">TRANSCRIPTION</span></strong></h2>
<p><em><span style="font-family: arial, sans-serif;">(Structured for readability)</span></em></p>
<p><span style="font-family: arial, sans-serif;">After we establish that we actually have a deal and we’ve identified our funding options, we simply move down the line of the process.</span></p>
<p><span style="font-family: arial, sans-serif;">From there, we move into the paperwork phase: preparing for closing, lining up the details, and getting everything ready. You&#8217;re all familiar with this part.</span></p>
<p><span style="font-family: arial, sans-serif;">Then we go to closing… signing… and then fulfillment.<br />
Meaning: <strong>now we actually have to execute the deal: </strong>Renovate it, flip it, refinance it, or whatever the strategy is.</span></p>
<p><span style="font-family: arial, sans-serif;">And then?<br />
<strong>Wash, rinse, repeat.</strong><br />
Over and over and over again.</span></p>
<p><span style="font-family: arial, sans-serif;">Now, with all that said, here’s where I want to shift the focus:</span></p>
<h3><strong><span style="font-family: arial, sans-serif;">Private Money.</span></strong></h3>
<p><span style="font-family: arial, sans-serif;">We’re not talking about cash today. Everyone’s cash is limited. And I don’t want to gloss over this, because I’ve seen it play out many, many times.</span></p>
<p><span style="font-family: arial, sans-serif;">People come to me one-on-one and say:</span></p>
<blockquote><p><span style="font-family: arial, sans-serif;">“Brant, I’ve got X amount of money to invest.”</span></p></blockquote>
<p><span style="font-family: arial, sans-serif;">Great. My response is always the same:</span></p>
<p><strong><span style="font-family: arial, sans-serif;">“Pretend you have no money.”</span></strong></p>
<p><span style="font-family: arial, sans-serif;">Some people can’t do it. They default right back into using their own cash to buy real estate. And even though that isn’t <em>bad</em>, they end up missing one of the most valuable lessons in this entire business.</span></p>
<p><span style="font-family: arial, sans-serif;">Because here’s what happens:</span></p>
<p><span style="font-family: arial, sans-serif;">They use their $20k…<br />
Then their $50k…<br />
Then their $100k…</span></p>
<p><span style="font-family: arial, sans-serif;">They do a deal or two…<br />
And then&#8230;.yep&#8230;they’re out of money.</span></p>
<p><span style="font-family: arial, sans-serif;">So they stop investing.</span></p>
<p><span style="font-family: arial, sans-serif;">Why?<br />
Because they’ve wired their brain into caveman thinking:</span></p>
<p><strong><span style="font-family: arial, sans-serif;">“Have money → do deal.<br />
No money → no do deal.”</span></strong></p>
<p><span style="font-family: arial, sans-serif;">No.</span></p>
<p><span style="font-family: arial, sans-serif;">That is NOT the mindset you need to build a real business.</span></p>
<p><span style="font-family: arial, sans-serif;">When I got started, the fact that I had <em>no</em> money forced me to learn how to do deals with <strong>no money down</strong>. And that became one of the greatest blessings of my career.</span></p>
<p><span style="font-family: arial, sans-serif;">I can tell you story after story about land we’ve acquired with no money down… different creative structures… deals built on partnerships… syndications… lender relationships. It’s endless.</span></p>
<p><span style="font-family: arial, sans-serif;">And even recently, I had partners who insisted we use our own money on a land deal. I told them, “I think this is a bad move, but it’s a good deal, so I’ll contribute.”</span></p>
<p><span style="font-family: arial, sans-serif;">Fast forward? The land hasn’t sold yet, and now they’re asking:</span></p>
<blockquote><p><span style="font-family: arial, sans-serif;">“What do we do now?”<br />
“How do we fund the development?”<br />
“How do we build the warehouses?”</span></p></blockquote>
<p><span style="font-family: arial, sans-serif;">Guys…<br />
<strong>Who do you think you’re talking to?</strong></span></p>
<p><span style="font-family: arial, sans-serif;">This is why you must adopt the mindset of raising money, not relying on yours.</span></p>
<h2><strong><span style="font-family: arial, sans-serif;">The Failproof Funding Formula</span></strong></h2>
<p><span style="font-family: arial, sans-serif;">There <em>is</em> a formula.<br />
And it has never, ever, ever, ever failed me.</span></p>
<p><span style="font-family: arial, sans-serif;">Pop quiz…<br />
Anyone know what it is?</span></p>
<p><span style="font-family: arial, sans-serif;">(Crickets.)</span></p>
<p><span style="font-family: arial, sans-serif;">Alright, I’ll give it to you.</span></p>
<p><span style="font-family: arial, sans-serif;">It’s not complicated.<br />
There’s no math involved.</span></p>
<p><span style="font-family: arial, sans-serif;">Here it is:</span></p>
<h2><strong><span style="font-family: arial, sans-serif;">Good Deals + Trustworthy People</span></strong></h2>
<p><span style="font-family: arial, sans-serif;">That’s it.</span></p>
<p><span style="font-family: arial, sans-serif;">Since the day I started talking to partners and lenders, this has been the one constant:</span></p>
<p><strong><span style="font-family: arial, sans-serif;">Every deal I raised money for was a good deal… and I operated with integrity.</span></strong></p>
<p><span style="font-family: arial, sans-serif;">Not every deal turned out perfectly. That’s impossible. You can’t predict the future. I’ve had deals go sideways. I’ve had deals that stressed me the hell out. I’ve had deals where I questioned myself.</span></p>
<p><span style="font-family: arial, sans-serif;">But even in the tough ones, the fundamentals were sound:<br />
The deal made sense, and I have honored my commitments to my lenders <b>every single time.</b></span></p>
<p><span style="font-family: arial, sans-serif;">Risk exists in everything. You’re not only going to do unicorn deals. That’s okay.</span></p>
<h2><strong><span style="font-family: arial, sans-serif;">How do you bring good deals to the table?</span></strong></h2>
<p><span style="font-family: arial, sans-serif;">You run them through your process, your numbers, your Mesa analysis, your underwriting.</span></p>
<p><span style="font-family: arial, sans-serif;">Everyone in the group knows how to evaluate a deal.<br />
You&#8217;re learning the tools.<br />
You&#8217;re learning the frameworks.</span></p>
<h1><strong><span style="font-family: arial, sans-serif;">Now let’s talk about the second part: being trustworthy.</span></strong></h1>
<p><span style="font-family: arial, sans-serif;">Operate with integrity.<br />
Use wisdom.<br />
Help first.</span></p>
<p><span style="font-family: arial, sans-serif;">You’re essentially functioning as a financial guide to your lenders, someone who advocates for them, educates them, and aligns with them.</span></p>
<p><span style="font-family: arial, sans-serif;">Unlike some financial advisors out there (some of whom are total crooks), private lending is transparent:</span></p>
<h1><strong><span style="font-family: arial, sans-serif;">“I’m trying to make money using your money.<br />
And the more I win, the more YOU win.”</span></strong></h1>
<p><span style="font-family: arial, sans-serif;">It’s aligned.<br />
It’s honest.<br />
It’s powerful.</span></p>
<p><span style="font-family: arial, sans-serif;">And the more you truly understand this at a heart level, not just as a pitch, the easier raising money becomes.</span></p>
<p><span style="font-family: arial, sans-serif;">Because you’re not “telling a story.”<br />
You’re <strong>becoming</strong> the type of person people want to fund.</span></p>
<p>&nbsp;</p>
<p><span style="font-family: arial, sans-serif;">All the best,</span></p>
<p><span style="font-family: arial, sans-serif;">Brant Phillips</span></p>
<p>The post <a href="https://brantphillips.com/a-failproof-way-to-fund-your-real-estate-deals/">A Failproof Way to Fund Your Real Estate Deals</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Forget the Banks, The Future of Real Estate Is Self-Funded</title>
		<link>https://brantphillips.com/forget-the-banks-the-future-of-real-estate-is-self-funded/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 11 Nov 2025 22:33:18 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510713</guid>

					<description><![CDATA[<p>&#160; I saw recently that Grant Cardone is putting together a massive fund, billions on billions of dollars, to buy real estate without using the banks. &#160; No calls to...</p>
<p>The post <a href="https://brantphillips.com/forget-the-banks-the-future-of-real-estate-is-self-funded/">Forget the Banks, The Future of Real Estate Is Self-Funded</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<p><iframe title="Forget the Banks, The Future of Real Estate Is Self-Funded" width="1170" height="658" src="https://www.youtube.com/embed/es--epF790U?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<h1>I saw recently that Grant Cardone is putting together a massive fund, billions on billions of dollars, to buy real estate without using the banks.</h1>
<p>&nbsp;</p>
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<h4>No calls to JPMorgan. No begging Wells Fargo for approval. Just self-funded, investor-driven capital taking down major deals.</h4>
<h4>And honestly? He kind of stole my idea.</h4>
<h4>I’ve been thinking about this for a long time, not at Grant’s scale (yet), but the same principle applies. Nearly every property and mobile home park I own is funded with private capital. No banks. No committees. Just me, my partners, and my lenders, most of whom I call friends.</h4>
<h4>These are people who wanted a better place for their money. They were tired of the volatility, the empty promises, and the lack of control that comes with the stock market or “safe” paper assets. They wanted something real. Something that actually helps people.</h4>
<h4>That’s where we’ve been quietly building for years, one affordable-housing community at a time.</h4>
<h4><b> </b></h4>
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<h3><b>T</b><strong>he Rise of Private Lenders and Crowdfunded Capital</strong><b><br />
</b><br />
Here’s the shift happening right now:<br />
<i>People are done waiting for banks to catch up.</i></h3>
<p>For decades, the system taught us to ask permission, get approved, get financed, play by their rules. But when interest rates skyrocket and lending tightens, who does that serve? Definitely not the investor, and certainly not the families trying to find a decent, affordable place to live.</p>
<p>Meanwhile, private lenders and small investors are teaming up to do what banks won’t, fund real assets that cash flow and make an impact.</p>
<p>Platforms for crowdfunding and private lending are exploding. It’s not just “the big guys” anymore. Everyday investors can pool capital, earn above-market returns, and directly help create more affordable housing, small business spaces, and community projects.</p>
<p>This is the direction the market’s headed.<br />
And it’s not theory. It’s already happening.</p>
<h4></h4>
<p>AFFORDABLE HOUSING TOUR: <a href="https://go.wealthpassage.com/freedom-bus-tour/homepage">https://go.wealthpassage.com/freedom-bus-tour/homepage</a></p>
<p><b>Real Assets. Real People. Real Impact.</b></p>
<p>&nbsp;</p>
<p>Take one of our parks in East Texas as an example.Every unit, every improvement, funded by private lenders. Not one dollar from a bank. And we’re not talking about some speculative tech play. We’re talking about homes for working families, veterans, and retirees who just want a safe, clean place to call home.</p>
<p>You want stability?<br />
It doesn’t get more stable than affordable housing that cash flows month after month.</p>
<p>Sam Zell, one of the greatest real estate investors to ever live, figured this out decades ago. He became the largest owner of mobile home parks in the world, and even after selling off most of his other assets, he never sold his parks. That tells you everything you need to know about where the real durability is.</p>
<p><b>The Power of Building Without Banks</b></p>
<p>The more I’ve leaned into this model, the more I’ve realized:</p>
<ul>
<li><i>We don’t need permission.</i></li>
<li><i>We don’t need Wall Street.</i></li>
<li><i>We don’t even need the banks.</i></li>
</ul>
<p>We need people, people who believe in creating something that lasts.</p>
<ul>
<li><i>Private lenders.</i></li>
<li><i>Crowdfunded investors.</i></li>
<li><i>Communities that fund their own growth.</i></li>
</ul>
<p>This isn’t just about making money. It’s about freedom, financial, creative, and moral.<br />
Because when you build without the banks, you build without limits.</p>
<p>The future of real estate belongs to the creators.<br />
To the doers.<br />
To the ones willing to put their money where their values are.</p>
<p>So forget the banks.<br />
The real movement has already started.</p>
<p>And it’s just getting warmed up.</p>
<h4></h4>
<p>JOIN HERE: <a href="https://go.wealthpassage.com/freedom-bus-tour/homepage">https://go.wealthpassage.com/freedom-bus-tour/homepage</a></p>
<p>All the best,<br />
Brant</p>
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<p>The post <a href="https://brantphillips.com/forget-the-banks-the-future-of-real-estate-is-self-funded/">Forget the Banks, The Future of Real Estate Is Self-Funded</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Real estate folks: Wanna get paid more?</title>
		<link>https://brantphillips.com/real-estate-folks-wanna-get-paid-more/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Mon, 10 Nov 2025 19:51:57 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510707</guid>

					<description><![CDATA[<p>&#160; &#160; Are you looking to get paid more and grow your wealth through real estate? Dumb question, i know, of course you are. &#160; [Spoiler alert] Just do this...</p>
<p>The post <a href="https://brantphillips.com/real-estate-folks-wanna-get-paid-more/">Real estate folks: Wanna get paid more?</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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<p><iframe title="Real estate folks: Wanna get paid more? [Spoiler alert]" width="1170" height="658" src="https://www.youtube.com/embed/H4Z0hCj8WcA?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<h1 data-pm-slice="0 0 []">Are you looking to get paid more and grow your wealth through real estate? Dumb question, i know, of course you are.</h1>
<p>&nbsp;</p>
<p><a href="https://go.wealthpassage.com/freedom-bus-tour/homepage">[Spoiler alert]</a> Just do this 👉 Solve bigger problems.</p>
<p>And right now, one of the biggest problems in America is affordable housing.</p>
<p>For low and middle-income families, there just isn’t much that’s actually affordable anymore…</p>
<p>So here’s an easy one to solve&#8230;and it pays well too.</p>
<p>&nbsp;</p>
<h3>That’s exactly what we’re going to break down on the Affordable Housing Bus Tour through East Texas.</h3>
<p>&nbsp;</p>
<p>You’ll join me for real, boots-on-the-ground training where I’ll show you:</p>
<p>✅ How to find affordable housing deals (mobile home parks, RV parks, tiny homes, Airbnbs)</p>
<p>✅ How to fund and finance them (even in this market)</p>
<p>✅ How to manage and scale for predictable cash flow</p>
<p>✅ And how to do good, by doing good — creating homes people can actually afford</p>
<p>&nbsp;</p>
<p>You’ll see my own properties, my systems, my team, and you’ll leave knowing how to build wealth by solving one of the biggest needs in our country.</p>
<p>&nbsp;</p>
<p>But here’s the catch…</p>
<p>We only have ONE BUS.</p>
<p>And it’s almost full.</p>
<p>&nbsp;</p>
<p>So if you’re serious about creating purpose + profit through real estate — don’t wait.</p>
<p>&nbsp;</p>
<p>👉 <a href="https://go.wealthpassage.com/freedom-bus-tour/homepage">Click here to grab your seat now</a></p>
<p>&nbsp;</p>
<p>Hope to see you on the bus!</p>
<p>Brant Phillips</p>
<p>&nbsp;</p>
<p>PS: What are you waiting for??? <a href="https://go.wealthpassage.com/freedom-bus-tour/homepage">SMASH THAT LINK NOW!!!!</a></p>
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<p>The post <a href="https://brantphillips.com/real-estate-folks-wanna-get-paid-more/">Real estate folks: Wanna get paid more?</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Investors: Reasons Why You’ll Go Out of Business (or How to Avoid It)</title>
		<link>https://brantphillips.com/investors-reasons-why-youll-go-out-of-business-or-how-to-avoid-it/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Tue, 04 Nov 2025 21:46:21 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510701</guid>

					<description><![CDATA[<p>&#160; I was recently invited to speak at a local title company about how to thrive when the real estate market dives. It was a great session, one that reminded...</p>
<p>The post <a href="https://brantphillips.com/investors-reasons-why-youll-go-out-of-business-or-how-to-avoid-it/">Investors: Reasons Why You’ll Go Out of Business (or How to Avoid It)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<p><iframe title="Investors: Reasons Why You’ll Go Out of Business (or How to Avoid It)" width="1170" height="658" src="https://www.youtube.com/embed/rQNDqtkd4f8?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<p data-pm-slice="0 0 []">I was recently invited to speak at a local title company about how to thrive when the real estate market dives. It was a great session, one that reminded me how easily investors can lose focus when the market starts to shift.</p>
<p>Later that day, as I was out on one of my regular jogs (well, more like a jog-walk these days), a thought hit me:</p>
<p><strong>This is exactly why so many investors go out of business.</strong></p>
<p>Now, this doesn’t mean you will go out of business. But if you’re not intentional, the reasons I’m about to share could easily become the reasons you do.</p>
<p>I’ve been in this business long enough to see friends , smart, talented, driven investors, leave the game and go back to getting jobs. Not because they weren’t capable, but because they ignored a few fundamentals that would have kept them in the game.</p>
<p>So let’s deep dive.</p>
<p>&nbsp;</p>
<h3>1. You Stop Moving When the Market Slows</h3>
<p>When the market dips, the average investor freezes. They stop marketing, stop calling leads, stop networking, waiting for “things to get better.”</p>
<p>But here’s the truth: <strong>the market doesn’t make you successful; your actions do.</strong></p>
<p>If you only know how to make money when things are easy, you’ll disappear when things get hard.</p>
<p><strong>👉 The Catch:</strong> The investors who survive downturns are the ones who double down on their fundamentals marketing, relationships, and consistency, even when others pull back.</p>
<p>&nbsp;</p>
<h3>2. You Forget It’s a Business, Not a Hobby</h3>
<p>Many people enter real estate investing excited by the dream, freedom, money, control of their time. But excitement alone doesn’t sustain a business.</p>
<p>You can’t just “wing it.” You need systems, processes, and financial awareness. You need to know your numbers, track your marketing, and treat every property like a business asset, not a passion project.</p>
<p><strong>👉 The Lesson:</strong> If you don’t respect your investing as a real business, it will collapse like a hobby, unpredictable, emotional, and unsustainable.</p>
<p>&nbsp;</p>
<h3>3. You Don’t Adapt to Change</h3>
<p>Markets evolve. What worked five years ago won’t necessarily work today.</p>
<p>I’ve seen investors refuse to shift strategies, sticking to old formulas, ignoring data, or refusing to learn new skills.</p>
<p>The market doesn’t reward stubbornness; it rewards adaptability.</p>
<p><strong>👉 The Catch:</strong> The investors who last are learners. They stay curious, ask better questions, and pivot before it’s too late.</p>
<p>&nbsp;</p>
<h3>4. You Don’t Have a Strong “Why”</h3>
<p>When challenges hit and &#8220;they will &#8221; your motivation will be tested. If your only “why” is money, it won’t carry you through the long nights, the failed deals, or the months when nothing closes.</p>
<p><strong>👉 The Catch:</strong> The investors who thrive have a purpose bigger than profit, freedom for their family, legacy, impact, community. That deeper reason keeps them going when others quit.</p>
<p>&nbsp;</p>
<h3>The Full Lesson</h3>
<p>If you ever find yourself losing momentum, remember this:</p>
<p>You won’t go out of business because of the economy.</p>
<p>You’ll go out of business because you stopped showing up when it got hard.</p>
<p>You’ll go out of business because you didn’t adapt, didn’t systemize, or didn’t keep your hunger alive.</p>
<p>But if you<strong> focus on the fundamentals</strong> consistency, learning, adaptability, and a strong sense of purpose , you’ll not only survive any market, you’ll thrive in it.</p>
<p>&nbsp;</p>
<h3>Final Thought</h3>
<p>If you’re serious about building longevity in this business, take a deep breath and ask yourself:</p>
<p>“Am I treating my investing like a business, or like a phase?”</p>
<p>Because if it’s the former, then no matter what the market does — you’ll still be standing when others fold.</p>
<p>&nbsp;</p>
<h3>Watch the full video here: <a href="https://youtu.be/rQNDqtkd4f8">https://youtu.be/rQNDqtkd4f8</a></h3>
<p>The post <a href="https://brantphillips.com/investors-reasons-why-youll-go-out-of-business-or-how-to-avoid-it/">Investors: Reasons Why You’ll Go Out of Business (or How to Avoid It)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Stop Sitting on the Sidelines — The Time Is NOW</title>
		<link>https://brantphillips.com/stop-sitting-on-the-sidelines-the-time-is-now/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Fri, 10 Oct 2025 17:38:45 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510655</guid>

					<description><![CDATA[<p>You’ve heard it a hundred times: “Timing is everything.” &#160; But in real estate? Timing means nothing if you don’t take action when opportunity shows up. Right now, we’re living...</p>
<p>The post <a href="https://brantphillips.com/stop-sitting-on-the-sidelines-the-time-is-now/">Stop Sitting on the Sidelines — The Time Is NOW</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<h2><span style="font-weight: 400;">You’ve heard it a hundred times: </span><i><span style="font-weight: 400;">“Timing is everything.”</span></i></h2>
<p><iframe title="This Is Why You’re Not Making Money in Real Estate" width="1170" height="658" src="https://www.youtube.com/embed/cAIN7mGiBag?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>&nbsp;</p>
<p><span style="font-weight: 400;">But in real estate?</span></p>
<p><span style="font-weight: 400;">Timing means nothing if you don’t take action when opportunity shows up.</span></p>
<p><span style="font-weight: 400;">Right now, we’re living through one of the biggest </span><b>wealth transfers</b><span style="font-weight: 400;"> in decades.</span></p>
<p><span style="font-weight: 400;">And here’s the truth: </span><b>most people will completely miss it.</b></p>
<p><span style="font-weight: 400;">Why?</span></p>
<p><span style="font-weight: 400;">Not because they can’t find deals.</span></p>
<p><span style="font-weight: 400;">Not because they don’t understand negotiations.</span></p>
<p><span style="font-weight: 400;">But because they never learned how to </span><b>raise capital</b><span style="font-weight: 400;">, </span><b>structure deals</b><span style="font-weight: 400;">, and </span><b>turn opportunity into cash flow.</b></p>
<p><span style="font-weight: 400;">Let’s be real…</span></p>
<p><span style="font-weight: 400;">The biggest killer of potential isn’t the market, </span><b>it’s….hesitation and undercapitalization.</b></p>
<p><span style="font-weight: 400;">Thousands of would-be investors are sitting on the sidelines saying things like:</span></p>
<p><span style="font-weight: 400;">“I’ll start when the market calms down.”</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">“I’ll buy when rates drop.”</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">“I’ll jump in when I have more money.”</span></p>
<p><span style="font-weight: 400;">But the ones who actually succeed?</span></p>
<p><span style="font-weight: 400;">They move </span><b>NOW.</b></p>
<p><span style="font-weight: 400;">They learn how to </span><b>find partners, leverage private money, and create financing strategies</b><span style="font-weight: 400;"> that make deals work, </span><i><span style="font-weight: 400;">even in a tough market.</span></i></p>
<p><span style="font-weight: 400;">The average person sees problems.</span></p>
<p><span style="font-weight: 400;">A real investor sees opportunity hidden inside those problems.</span></p>
<h2><b>I Know It Because I Lived It</b></h2>
<p><span style="font-weight: 400;">I started from zero — broke, renting an apartment, and with </span><i><span style="font-weight: 400;">no</span></i><span style="font-weight: 400;"> real estate experience.</span></p>
<p><span style="font-weight: 400;">I literally borrowed against a credit card to buy my first property.</span></p>
<p><span style="font-weight: 400;">Fast forward 18 years…</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">➡️ Over 500 deals closed</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">➡️ 10,000+ mortgage payments made to my private lenders</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">➡️ Multiple companies on the Inc. 5000 list</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">➡️ A net worth I never dreamed of and a business I built completely from the ground up</span></p>
<p><span style="font-weight: 400;">I’ve seen every type of market imaginable: booms, busts, crashes, recessions, and one truth never changes:</span></p>
<p><span style="font-weight: 400;">Those who learn how to properly capitalize their business and make bold moves win</span><b>. </b><a href="https://brantphillips.com/coaching-form/"><b>&gt;&gt;&gt; Insert YOU Here &lt;&lt;&lt;</b></a></p>
<p><span style="font-weight: 400;">This real estate dip we are experiencing now is an invitation.</span></p>
<p><span style="font-weight: 400;">It’s your equal-opportunity moment to change your financial future, </span><i><span style="font-weight: 400;">if</span></i><span style="font-weight: 400;"> you’re ready to act.</span></p>
<h2><b>Here’s the Plan</b></h2>
<p><span style="font-weight: 400;">Over the next few months, I’m personally guiding investors through how to:</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">✅ Raise </span><b>private money</b><span style="font-weight: 400;"> and how to utilize </span><b>creative financing</b><span style="font-weight: 400;"> to fund deals</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">✅ </span><b>Target the right properties</b><span style="font-weight: 400;"> with </span><i><span style="font-weight: 400;">multiple exit strategies</span></i><span style="font-weight: 400;"> and long-term upside</span></p>
<p><span style="font-weight: 400;">✅ </span><b>Build predictable cash flow</b><span style="font-weight: 400;"> in this volatile market &amp; safeguard yourself along the way</span><span style="font-weight: 400;"><br />
</span><span style="font-weight: 400;">✅ Create </span><b>sustainable wealth</b><span style="font-weight: 400;"> that compounds over time</span></p>
<p><span style="font-weight: 400;">These aren’t theories.</span></p>
<p><span style="font-weight: 400;">They’re proven systems ==&gt; </span><b>battle-tested over hundreds of deals</b><span style="font-weight: 400;"> and multiple market cycles.</span></p>
<h2><b>Don’t Let This Window Close</b></h2>
<p><span style="font-weight: 400;">Before you know it, the market will shift and this cycle will be gone. </span><i><span style="font-weight: 400;">Poof.</span></i></p>
<p><span style="font-weight: 400;">If you want to win, you have to </span><b>stay on the battlefield</b><span style="font-weight: 400;">, because this market </span><i><span style="font-weight: 400;">is</span></i><span style="font-weight: 400;"> the battlefield where wealth is being transferred to those making </span><b>bold moves.</b></p>
<p><span style="font-weight: 400;">If you’re ready to start generating real cash flow and build a legacy that lasts…</span></p>
<h2><span style="font-weight: 400;">👉 </span><b>Book a 1-on-1 LAUNCH Session now</b><span style="font-weight: 400;"> [</span><a href="https://brantphillips.com/coaching-form/"><span style="font-weight: 400;">Link</span></a><span style="font-weight: 400;">]</span></h2>
<p><span style="font-weight: 400;">I’ll walk you through the roadmap I’ve used to help hundreds of investors move from uncertainty to confidence, from “someday” to </span><i><span style="font-weight: 400;">now.</span></i></p>
<p><span style="font-weight: 400;">And no — there’s </span><b>no cost</b><span style="font-weight: 400;"> and </span><b>no obligation.</b></p>
<p><span style="font-weight: 400;">This is your moment.</span></p>
<p><span style="font-weight: 400;">Don’t sit it out.</span></p>
<h2><span style="font-weight: 400;">👉 </span><b>Book your LAUNCH Session today.</b><span style="font-weight: 400;"> [</span><a href="https://brantphillips.com/coaching-form/"><span style="font-weight: 400;">Link</span></a><span style="font-weight: 400;">]</span></h2>
<p>&nbsp;</p>
<p><span style="font-weight: 400;">All the best,</span></p>
<p><span style="font-weight: 400;">Brant</span></p>
<p>The post <a href="https://brantphillips.com/stop-sitting-on-the-sidelines-the-time-is-now/">Stop Sitting on the Sidelines — The Time Is NOW</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Why Most Investors Will Miss the Biggest Wealth Opportunity of 2025 (Don’t Be One of Them)</title>
		<link>https://brantphillips.com/why-most-investors-will-miss-the-biggest-wealth-opportunity-of-2025-dont-be-one-of-them/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Wed, 01 Oct 2025 19:13:44 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510644</guid>

					<description><![CDATA[<p>Affordable housing is one of the biggest problems in real estate today. Families are struggling, rents are climbing, and the demand keeps growing. And here’s the truth: 👉 The investors...</p>
<p>The post <a href="https://brantphillips.com/why-most-investors-will-miss-the-biggest-wealth-opportunity-of-2025-dont-be-one-of-them/">Why Most Investors Will Miss the Biggest Wealth Opportunity of 2025 (Don’t Be One of Them)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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<p><iframe title="Affordable Housing Freedom Tour for YT" width="1170" height="658" src="https://www.youtube.com/embed/OE-1Rrdew5M?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
<p>Affordable housing is one of the biggest problems in real estate today. Families are struggling, rents are climbing, and the demand keeps growing.</p>
<p><strong> And here’s the truth:</strong></p>
<p>👉 The investors who step up to solve this problem will be the ones who build the most wealth.</p>
<p>That’s why I created the <a href="https://go.wealthpassage.com/freedom-bus-tour/">Affordable Housing Freedom Tour</a>, a 3-day live event where you’ll learn exactly how mobile home parks, RV parks, tiny homes, and affordable housing deals are found, funded, and turned into cash flow.</p>
<h2>Here’s What You’ll Experience</h2>
<p>Over 3 packed days, you’ll get a <strong>front-row seat to the reality of affordable housing investing: </strong></p>
<p><strong>✅ Day 1 (Classroom):</strong> The 5 fundamentals you need to crush this business and create cash flow.</p>
<p><strong> ✅ Day 2 (Bus Tour):</strong> Walk through multiple mobile home parks, RV parks, Airbnbs, and tiny cabins in East Texas. See how the deals are found, funded, stabilized, and turned into wealth.</p>
<p><strong>✅ Day 3 (Action Plan):</strong> Leave with a step-by-step strategy you can use immediately to launch or grow your affordable housing business.</p>
<p>And here’s the kicker: there’s only one bus. When the seats are gone, they’re gone.</p>
<h3>Why You Can’t Miss This</h3>
<p>You can watch YouTube videos all day. You can read books and take courses. But the truth is—until you step onto the property, see the numbers in action, and watch how these businesses run, you won’t truly get it.</p>
<h2>Don’t Miss the Bus 🚍</h2>
<p>Tickets are limited. Prices are going up. And the investors who wait will be the ones left behind while others take action.</p>
<p>So here’s your move:</p>
<h3><a href="https://go.wealthpassage.com/freedom-bus-tour/">👉 Get signed up today. </a></h3>
<p><strong>Don’t miss the chance to see how real wealth is built in affordable housing. </strong></p>
<h3>🔥 Secure your seat now before it’s gone.</h3>
<h3>[<a href="https://go.wealthpassage.com/freedom-bus-tour/">Click here to reserve your spot</a>]</h3>
<p>P.S here’s the kicker:</p>
<p>If you don’t feel like you got at least 17X your money’s worth, (you probably weren’t paying attention 🤣)&#8230;But that&#8217;s ok&#8230;</p>
<p>we&#8217;ll still give you a 100% Money Back Guarantee</p>
<p>The post <a href="https://brantphillips.com/why-most-investors-will-miss-the-biggest-wealth-opportunity-of-2025-dont-be-one-of-them/">Why Most Investors Will Miss the Biggest Wealth Opportunity of 2025 (Don’t Be One of Them)</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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		<title>Lowball Offers Lose. Knowing Your Numbers Wins.</title>
		<link>https://brantphillips.com/lowball-offers-lose-knowing-your-numbers-wins/</link>
		
		<dc:creator><![CDATA[charry]]></dc:creator>
		<pubDate>Wed, 10 Sep 2025 18:55:30 +0000</pubDate>
				<category><![CDATA[Vlog]]></category>
		<guid isPermaLink="false">https://brantphillips.com/?p=510628</guid>

					<description><![CDATA[<p>In real estate investing, perception is everything. One of the most common objections investors hear from sellers is: “That’s a lowball offer!” But here’s the truth: it’s not a “lowball.”...</p>
<p>The post <a href="https://brantphillips.com/lowball-offers-lose-knowing-your-numbers-wins/">Lowball Offers Lose. Knowing Your Numbers Wins.</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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										<content:encoded><![CDATA[<h1><a href="https://youtube.com/shorts/Mm5AK5Ccv5c?feature=share"><img loading="lazy" decoding="async" class="alignnone wp-image-510635 " src="https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1-510x287.png" alt="" width="727" height="409" srcset="https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1-510x287.png 510w, https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1-900x506.png 900w, https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1-768x432.png 768w, https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1-1536x864.png 1536w, https://brantphillips.com/wp-content/uploads/2025/09/thumbnails-1.png 1920w" sizes="(max-width: 727px) 100vw, 727px" /></a></h1>
<h2>In real estate investing, perception is everything. One of the most common objections investors hear from sellers is:<br />
<em>“That’s a lowball offer!”</em></h2>
<p>But here’s the truth: it’s not a “lowball.” It’s a fair offer built on facts.</p>
<p>When you sit across the table from a seller, remember this—<strong>you’re not just buying a property, you’re buying risk.</strong> As investors, we take on the hidden costs, the headaches, and the unknowns that sellers don’t always see. That’s why knowing your numbers is non-negotiable.</p>
<h2>Why Numbers Matter More Than Emotions</h2>
<p>A seller sees their home through emotion—memories, sweat equity, or even pride of ownership. But as investors, we’re required to see it through data:</p>
<ul>
<li><strong>Comparable sales (ARV)</strong> – What will the property actually sell for when renovated?</li>
<li><strong>Repair costs</strong> – What will it realistically take to get it there?</li>
<li><strong>Holding costs</strong> – Taxes, insurance, utilities, interest—every month the property isn’t sold.</li>
<li><strong>Profit margin</strong> – The investor’s reward for risk and execution.</li>
</ul>
<p>Smart investors know that profitable deals often come from buying at <strong>around 50% of After Repair Value (ARV).</strong> That number isn’t arbitrary—it’s math.</p>
<h2>Breaking Down the Math</h2>
<p>Let’s say a home has an ARV of $200,000.</p>
<ul>
<li>50% of ARV = $100,000 purchase price.</li>
<li>Renovation costs = $30,000.</li>
<li>Holding/transaction costs = $10,000.</li>
</ul>
<p>That means your <strong>all-in cost is $140,000.</strong> If you sell at $200,000, you’re looking at a $60,000 spread.</p>
<p>After accounting for taxes, commissions, and the realities of business, you walk away with a <strong>10–20% margin.</strong> That’s not unfair. It’s the only way the deal works.</p>
<p>So when a seller calls it “lowballing,” the truth is—it’s simply the math of making a deal work.</p>
<h2>The Investor’s Risk Factor</h2>
<p>Here’s what many sellers don’t see:</p>
<ul>
<li>If the rehab goes over budget, you eat the loss.</li>
<li>If the market shifts, you carry the downside.</li>
<li>If unexpected repairs pop up, you cover the bill.</li>
</ul>
<p>It’s not a free ride—it’s a trade. They receive cash and speed, while you take on risk, time, and execution.</p>
<p>That’s why fair offers reflect <strong>equity in exchange for risk.</strong></p>
<h2>Mindset Matters</h2>
<p>At the end of the day, real estate investing isn’t just numbers—it’s also mindset.</p>
<p>Remember this: <strong>words become flesh.</strong> If you approach negotiations apologizing for your offer, sellers will see weakness. But if you stand firm—backed by confidence and data—you’re not lowballing. You’re offering value.</p>
<p>So speak with confidence. Speak with clarity. Let the numbers tell the story.</p>
<h2>Final Thoughts</h2>
<p>Lowball offers lose because they come from a place of scarcity and fear. But <strong>knowing your numbers wins</strong>—because it comes from a place of facts, confidence, and value.</p>
<p>When you understand the math and communicate it clearly, you’ll not only win more deals—you’ll build more trust with sellers, lenders, and partners along the way.</p>
<p>✅ Want to learn how to confidently run the numbers and win deals without “lowballing”? Reach out and let’s connect.</p>
<p>All the best,<br />
Brant Phillips</p>
<p>The post <a href="https://brantphillips.com/lowball-offers-lose-knowing-your-numbers-wins/">Lowball Offers Lose. Knowing Your Numbers Wins.</a> appeared first on <a href="https://brantphillips.com">Brant Phillips</a>.</p>
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