Why I Stopped Buying Rental Properties (And Chose Owner Financing Instead)
For years, I believed owning more rental properties was the path to financial freedom.
Then reality hit.
The constant tenant turnovers, make-readies, repair calls, maintenance issues, tenant complaints, and even legal threats made me question whether the extra cash flow was truly worth the stress.
That realization completely changed my investing strategy.
Why I Changed My Investment Strategy
Like many real estate investors, I started by building a portfolio of rental properties. Rentals can generate consistent cash flow, provide long-term appreciation, and offer valuable tax advantages.
But as my portfolio grew, so did the demands of managing it.
Every vacancy meant preparing a property for the next tenant. Unexpected repairs became part of everyday life, and dealing with maintenance requests, collections, and tenant issues consumed more time than I wanted to spend.
Eventually, I realized I wasn’t building the lifestyle I wanted—I was simply creating more work for myself.
Why I Chose Owner Financing
In this video, I explain why I began selling many of my rental properties and transitioned toward owner financing instead.
Rather than collecting rent each month, I started creating performing notes through owner-financed sales. For me, this offered a more scalable, predictable, and lower-maintenance way to generate recurring income.
Instead of managing tenants and repairs, I now receive monthly payments from buyers while avoiding many of the day-to-day responsibilities that come with owning rental properties.
Rentals vs. Owner Financing
This isn’t to say rental properties are bad investments. In fact, rentals have helped countless investors build significant wealth over the years.
The point is that every investor’s goals are different.
Some investors enjoy managing rental portfolios and maximizing appreciation. Others prefer creating passive cash flow with fewer operational responsibilities.
The key is choosing an investment strategy that aligns with your financial goals, desired lifestyle, and tolerance for stress.
Building Long-Term Wealth
If you’re trying to build long-term wealth, this perspective may help you think differently about recurring income and financial freedom.
There isn’t one “right” way to invest in real estate. The best strategy is the one that allows you to grow your wealth while creating the life you actually want to live.
Watch the Video and Join the Conversation
Watch the video to hear why I made the transition from rental properties to owner-financed notes and how this decision has changed the way I think about investing.
If you found this helpful, please like the video, subscribe to the channel, and leave a comment below.
Question for you: Would you rather own 50 rental properties or 300 owner-financed notes? Why?